3226 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3226 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,207 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Sep 2020)
Tax Bill	$5,878 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`272-0031-007-0000`

Property Details

APN / Parcel Number

Primary APN	`272-0031-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,207 sqft Living Area
1st Floor Area	1,907 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	3226 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	N 75 FT OF S 310 FT OF W 165 FT TR 5 CARMICHAELCOL NO 2
Legal Subdivision	CARMICHAEL COLONY 02
Legal Tract	5
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	7701

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3226 GARFIELD AVE, CARMICHAEL, CA 95608-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Oct 3, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage CASHCALL
Mar 30, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Mar 30, 2017	Grant Deed, Transfer STEWART TITLE OF SACRAMENTO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Mar 30, 2017 · Amount on Record
Deed Book / Page	20200911 / 1273
Prior Transfer Date	Mar 28, 2017
Prior Transfer Doc	0000001464
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 11, 2020
Property Address	3226 GARFIELD AVE, CARMICHAEL, CA 95608-3711
Document Number	2009111273
Instrument Date	Sep 9, 2020
Instrument	2009111273
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3226 GARFIELD AVE CARMICHAEL CA 956083711, CARMICHAEL, CA 95608-3711

Mortgage

Document Number	2009111274
Date	Sep 11, 2020
Instrument	2009111274

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 3, 2019
Property Address	3226 GARFIELD AVE, CARMICHAEL, CA 95608-3711
Document Number	1910030009
Instrument Date	Sep 17, 2019
Instrument	1910030009
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3226 GARFIELD AVE CARMICHAEL CA 956083711, CARMICHAEL, CA 95608-3711

Mortgage

Document Number	1910030010
Date	Oct 3, 2019
Instrument	1910030010

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2017
Property Address	3226 GARFIELD AVE, CARMICHAEL, CA 95608-3711
Document Number	0000001464
Book / Page	170330 / 001464
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3226 GARFIELD AVE CARMICHAEL CA 956083711, CARMICHAEL, CA 95608-3711

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2017
Property Address	3226 GARFIELD AVE, CARMICHAEL, CA 95608-3711
Document Number	3300000001465
Book / Page	20170330 / 1465
Map Reference	MB 15 MAP 3
Instrument Date	Mar 20, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 GARFIELD AVE, CARMICHAEL, CA 95608-3711
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,353 (+2%) Land $126,967 Building $375,386
2025	$5,878.00 (+2.19%) Homeowner's exemption	$492,504 (+4.04%) Land $124,478 Building $368,026
2024	$5,752.00 (+1.64%)
2023	$5,659.00 (+2.06%) Homeowner's exemption	$473,382 Land $119,646 Building $353,736
2022	$5,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

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