3221 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3221 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,627 sqft · built 1989
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Mar 2018)
Tax Bill	$4,600 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`272-0020-113-0000`

Property Details

APN / Parcel Number

Primary APN	`272-0020-113-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3221 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PARCEL MAP, LOT 3
Legal Subdivision	PARCEL MAP
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	7701

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3221 GARFIELD AVE, CARMICHAEL, CA 95608-3710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Grant Deed, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING
May 16, 2022	Intrafamily Transfer, Transfer
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Mar 23, 2018	Grant Deed, Transfer · Conventional Mortgage VITEK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Prior Sale	Aug 31, 2004 · Amount on Record
Deed Book / Page	20180323 / 608
Last Transfer Date	May 10, 2022
Transfer Doc	2022000448
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2026
Property Address	3221 GARFIELD AVE, CARMICHAEL, CA 95608-3710
Document Number	2026000427
Book / Page	20260710 / 427
Instrument Date	Jun 29, 2026
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 GARFIELD AVE, CARMICHAEL, CA 95608-3710

Mortgage

Document Number	2026000428,
Date	Jul 10, 2026
Book Page	20260710/428

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 16, 2022
Property Address	3221 GARFIELD AVE, CARMICHAEL, CA 95608-3710
Document Number	0000000448
Map Reference	MB 108 PG 19
Instrument Date	May 10, 2022
Instrument	2022051600448
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3221 GARFIELD AVE, CARMICHAEL, CA 95608-3710

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3221 GARFIELD AVE, CARMICHAEL, CA 95608-3710
Document Number	2001141107
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3221 GARFIELD AVE CARMICHAEL CA 956083710, CARMICHAEL, CA 95608-3710

Mortgage

Document Number	2001141107
Date	Jan 14, 2020
Instrument	2001141107

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 23, 2018
Property Address	3221 GARFIELD AVE, CARMICHAEL, CA 95608-3710
Document Number	1803230608
Instrument Date	Mar 15, 2018
Instrument	1803230608
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3221 GARFIELD AVE CARMICHAEL CA 956083710, CARMICHAEL, CA 95608-3710

Mortgage

Document Number	1803230609
Date	Mar 23, 2018
Instrument	1803230609

Lender

Name	VITEK MTG
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,595 (+2%) Land $98,648 Building $295,947
2025	$4,600.00 (+2.2%) Homeowner's exemption	$386,859 (+4.04%) Land $96,714 Building $290,145
2024	$4,501.00 (+1.65%)
2023	$4,428.00 (+2.07%) Homeowner's exemption	$371,838 Land $92,959 Building $278,879
2022	$4,338.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

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