3226 Freshwater Crk, Chico, CA 95973 Property Records

Butte County property record for 3226 Freshwater Crk, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$341,500 (Oct 2017)
Tax Bill	$4,407 (2025)
Deeds & Mortgages	Aug 2020 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`016-390-021-000`

Property Details

APN / Parcel Number

Primary APN	`016-390-021-000`
Alternative APN	`016-390-021`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Old Parcel Number	016-390-021
Street Address	3226 FRESHWATER CRK
City	CHICO
State	CA
Zip	95973-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 322 MOUNTAIN VISTA SUB PH 3
Legal Subdivision	MOUNTAIN VISTA SUB PH 3
Legal Lot Number	322
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1010
Census Tract	103

Owner

Source: Butte County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3226 FRESHWATER CRK, CHICO, CA 95973-2120
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 31, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	201739044
Last Transfer Date	Jul 31, 2020
Transfer Doc	0000030635
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 4, 2020
Property Address	3226 FRESHWATER CRK, CHICO, CA 95973-2120
Document Number	0000030635
Instrument Date	Jul 31, 2020
Instrument	30635
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3226 FRESHWATER CRK CHICO CA 959732120, CHICO, CA 95973-2120

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 31, 2017
Property Address	3226 FRESHWATER CRK, CHICO, CA 95973-2120
Document Number	0000039044
Map Reference	MB188 PG26-31
Instrument Date	Oct 30, 2017
Instrument	2017-0039044
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 FRESHWATER CRK, CHICO, CA 95973-2120

Mortgage

Document Number	0000039046
Date	Oct 31, 2017
Instrument	2017-0039046

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,752 (+2%) Land $156,676 Building $239,076
2025	$4,407.00 (+7.99%) Homeowner's exemption	$387,993 (+4.04%) Land $153,604 Building $234,389
2024			$441,180
2023	$4,081.00 (+1.67%) Homeowner's exemption	$372,930 Land $147,641 Building $225,289
2022	$4,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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