3220 Freshwater Crk, Chico, CA 95973 Property Records

Butte County property record for 3220 Freshwater Crk, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jul 2021)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`016-390-023-000`

Property Details

APN / Parcel Number

Primary APN	`016-390-023-000`
Alternative APN	`016-390-023`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Old Parcel Number	016-390-023
Street Address	3220 FRESHWATER CRK
City	CHICO
State	CA
Zip	95973-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 324 MOUNTAIN VISTA SUB PH 3
Legal Subdivision	MOUNTAIN VISTA SUB PH 3
Legal Lot Number	324
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1010
Census Tract	103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2580 FLORAL AVE, CHICO, CA 95973-9143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 30, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Document Number	202130659
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 8, 2021
Property Address	3220 FRESHWATER CRK, CHICO, CA 95973-2119
Document Number	0000030659
Map Reference	MB 188 PG 26-31
Instrument Date	Jul 2, 2021
Instrument	2021-0030659
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2580 FLORA AVENUE, CHICO, CA 95973-9143

Mortgage

Document Number	0000030660
Date	Jul 8, 2021
Instrument	2021-0030660

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 30, 2017
Property Address	3220 FRESHWATER CRK, CHICO, CA 95973-2119
Document Number	0000022720
Instrument Date	Jun 29, 2017
Instrument	22720
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3220 FRESHWATER CRK CHICO CA 959732119, CHICO, CA 95973-2119

Mortgage

Document Number	22722
Date	Jun 30, 2017
Instrument	22722

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,863 (+2%) Land $184,013 Building $378,850
2025	$6,292.00 (+7.91%) Homeowner's exemption	$551,827 (+4.04%) Land $180,405 Building $371,422
2024			$653,940
2023	$5,831.00 (+1.64%) Homeowner's exemption	$530,400 Land $173,400 Building $357,000
2022	$5,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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