3226 First St, Cottondale, FL 32431 Property Records

Jackson County property record for 3226 First St, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1962
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2021)
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-5N-11-0127-00B0-0110`

Property Details

APN / Parcel Number

Primary APN	`30-5N-11-0127-00B0-0110`
Alternative APN	`11 N 530012700B00110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,342 sqft
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	237 sqft
Carport	Carport
Carport Area	237 sqft
Driveway	Driveway
Porch	Stoop
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3226 FIRST ST
City	COTTONDALE
State	FL
Zip	32431-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF LOT 11 BEING 25 FT N&S BY 150 FT E&W ALSO LOT 12 BLK B IN DEKLE & SHOMAKER ADD...OR 686 P 583 OR 808 P 379 OR 1029 P 179 OR 1504 P 350 OR 1714 P 900 OR 1734 P 919
Legal Range	11W
Legal Township	05N
Legal Section	30
Legal Subdivision	SHOMAKER ADD
Legal Block	B
Legal Lot Number	700B0
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	1
Census Block	1070
Census Tract	210400

Owner

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3226 FIRST ST, COTTONDALE, FL 32431-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Correction Deed OCEANSIDE TITLE INC
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Aug 23, 2016
Deed Document Number	202111314
Deed Book / Page	1714 / 900
Record Updated	Jun 8, 2026

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON FL
Recording Date	Feb 8, 2022
Property Address	3226 FIRST ST, COTTONDALE, FL 32431-3030
Document Number	0017340919
Book / Page	1734 / 919
Instrument Date	Feb 4, 2022
Instrument	202232001404
Record Updated	Mar 24, 2022
Title Company	OCEANSIDE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 522, COTTONDALE, FL 32431-0522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3717 PEANUT RD, COTTONDALE, FL 32431-6819

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Sep 14, 2021
Property Address	3226 FIRST ST, COTTONDALE, FL 32431-3030
Document Number	0017140900
Book / Page	1714 / 900
Instrument Date	May 7, 2021
Instrument	202132011314
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	OCEANSIDE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3717 PEANUT RD, 3717, COTTONDALE, FL 32431-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 FIRST ST, COTTONDALE, FL 32431-3030

Mortgage

Document Number	1714901
Date	Sep 14, 2021
Instrument	1714/901

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Municipality	Cottondale Town
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00 (-3.13%) Homeowner's exemption	$100,155 (-1.21%) Land $4,875 Building $95,280	$100,155 (-1.21%) Land $4,875 Building $95,280
2024	$1,054.00 (+6.14%) Homeowner's exemption	$101,382 (+2.41%) Land $4,875 Building $96,507	$101,382 (+2.41%) Land $4,875 Building $96,507
2023	$993.00 (+55.64%) Homeowner's exemption	$98,994 (+22.36%) Land $4,875 Building $94,119	$98,994 (+22.36%) Land $4,875 Building $94,119
2022	$638.00 Homeowner's exemption	$80,905 Land $4,875 Building $76,030	$80,905 Land $4,875 Building $76,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on First St

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