3207 First St, Cottondale, FL 32431 Property Records

Jackson County property record for 3207 First St, Cottondale, FL 32431 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,200 sqft Heated Area
Lot Size8,973 sqft (0.205 acres)
OccupancyOwner Occupied
Tax Bill$508.00 (2025)

Owner

Source: Jackson County records · APN 30-5N-11-0127-00D0-0190

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3207 FIRST ST, COTTONDALE, FL 32431-3031
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 1992
Deed SaleMar 06, 1992
Deed Doc Number0000483431
Record RefreshedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address3207 FIRST ST, COTTONDALE, FL 32431-3031
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015880096
DateOct 29, 2018
Book Page1588/0096
Instrument201832011461
Lender
NameSUN TRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$508.00 (+1.6%) Homeowner's exemption$61,515 (+2.9%)$95,720 (-1.34%) Land $6,500 Building $89,220
2024$500.00 (+3.73%) Homeowner's exemption$59,781 (+3%)$97,019 (+3.01%) Land $6,500 Building $90,519
2023$482.00 (+7.59%) Homeowner's exemption$58,040 (+3%)$94,186 (+21.93%) Land $6,500 Building $87,686
2022$448.00 Homeowner's exemption$56,350$77,244 Land $6,500 Building $70,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN30-5N-11-0127-00D0-0190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,200 sqft Heated Area
Gross Area1,324 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,973 sqft (0.205 acres)
Depth X Width90 ft x 100 ft Depth x Width
FenceFence
PorchPorch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address3207 FIRST ST
CityCOTTONDALE
StateFL
Zip32431-3031
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOR 104 P 866 LOTS 19,20,21 BLK D TOWN OF COTTONDALE DEKLE & SHOMAKER ADDITION... OR 443 P 926..OR 483 P 431
Legal Range11W
Legal Township05N
Legal Section30
Legal SubdivisionDEKLE & SHOMAKER ADDITION
Legal BlockD
Legal Lot Number19,20 20
JurisdictionJACKSON FL
Minor Civil DivisionCOTTONDALE
Census Blockgroup1
Census Block1100
Census Tract210400

Nearby Properties on First St

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