3226 Downwind Dr, Monroe, NC 28110 Property Records

Union County property record for 3226 Downwind Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,708 sqft · built 2000
Lot Size	0.377 acres (16,422 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Aug 2000)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-336-324`

Property Details

APN / Parcel Number

Primary APN	`09-336-324`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,108 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,422 sqft (0.377 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3226 DOWNWIND DR
City	MONROE
State	NC
Zip	28110-6100
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20SU MON
Legal Description	#54 HAMILTON PLACE PH 1 3226 DOWN WIND DR
Legal Subdivision	HAMILTON PLACE
Legal Lot Number	54
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	20321

Owner

Source: Union County records · APN 09-336-324

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3226 DOWNWIND DR, MONROE, NC 28110-6100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2000 · Amount on Record
Deed Sale	Aug 07, 2000 · Amount on Record
Deed Document Number	200021892
Deed Book / Page	1425 / 31
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3226 DOWNWIND DR, MONROE, NC 28110-6100
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 DOWNWIND DR, MONROE, NC 28110-6100
Investor	Possibly a Property Investor

Mortgage

Document Number	0008537582
Date	Jul 29, 2022
Book Page	8537/582
Instrument	27053

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,875.00 (+4.55%)	$328,900 (+30.41%) Land $75,000 Building $253,900	$328,900 (+30.41%) Land $75,000 Building $253,900
2023	$2,750.00	$252,200 Land $47,400 Building $204,800	$252,200 Land $47,400 Building $204,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 233 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MONROE serves 43,081 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.