Union County property record for 3215 Downwind Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,389 sqft · built 2000 |
| Lot Size | 0.352 acres (15,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2019) |
| Tax Bill | $3,431 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-336-317 |
| Primary APN | 09-336-317 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,389 sqft Living Area |
| Gross Area | 2,877 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 15,333 sqft (0.352 acres) |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 276 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3215 DOWNWIND DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-6100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20SU MON |
| Legal Description | #48 HAMILTON PLACE PH 1 OPCF683 |
| Legal Subdivision | HAMILTON PLACE |
| Legal Lot Number | 48 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20321 |
Source: Union County records · APN 09-336-317
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3215 DOWNWIND DR, MONROE, NC 28110-6100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2018 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Mar 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| May 10, 2019 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Jul 30, 2015 · Amount on Record |
| Deed Document Number | 201912559 |
| Deed Book / Page | 7368 / 39 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3215 DOWNWIND DR, MONROE, NC 28110-6100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7182774 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 7182/774 |
| Instrument | 0017389 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | MONROE, NC 28111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3215 DOWNWIND DR, MONROE, NC 28110-6100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 7621437 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 7621/437 |
| Instrument | 10383 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 10, 2019 |
| Property Address | 3215 DOWNWIND DR, MONROE, NC 28110-6100 |
| Document Number | 736839 |
| Book / Page | 007368 / 000039 |
| Instrument Date | May 10, 2019 |
| Instrument | 12559 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3215 DOWNWIND DR MONROE NC 281106100, MONROE, NC 28110-6100 |
| Document Number | 736841 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 007368/000041 |
| Instrument | 12560 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2049 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,431.00 (+8.4%) | $392,500 (+35.2%) Land $75,000 Building $317,500 | $392,500 (+35.2%) Land $75,000 Building $317,500 |
| 2023 | $3,165.00 | $290,300 Land $47,400 Building $242,900 | $290,300 Land $47,400 Building $242,900 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 233 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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