32259 Downing Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 32259 Downing Rd, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,622 sqft · built 2022
Lot Size	1.15 acres (50,094 sqft)
Owner	Company Name on Record
Last Sale	$63,500 (Jun 1988)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-085993`

Property Details

APN / Parcel Number

Primary APN	`05-085993`
Alternative APN	`085993`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	085993
Street Address	32259 DOWNING RD
City	DELMAR
State	MD
Zip	21875-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL A L 2-1.15 AC 32259 DOWNING RD GREENLAND 1
Legal Subdivision	GREENLAND SECTION NO ONE
Legal Block	A
Legal Lot Number	2
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3016
Census Tract	10603

Owner

Source: Wicomico County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32259 DOWNING RD, DELMAR, MD 21875-2158
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON FARM CREDIT ACA
Aug 25, 2022	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage RUTHANN MILANOV
Dec 27, 2021	Deed of Trust, Mortgage MIDATLANTIC FARM CREDIT ACA
Aug 21, 2019	Quit Claim Deed, Transfer FREESTATE TITLE CNSLTS LLC
Aug 21, 2019	Quit Claim Deed, Transfer FREESTATE TITLE CNSLTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 1988 · Amount on Record
Deed Sale	Jun 8, 1988 · Amount on Record
Prior Sale	Jan 24, 1986 · Amount on Record
Deed Book / Page	1145 / 734
Last Transfer Date	Aug 20, 2019
Transfer Doc	0045120493
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	32259 DOWNING RD, DELMAR, MD 21875-2158
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051480001
Date	Aug 25, 2022
Book Page	5148/1

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	Aug 25, 2022
Property Address	32259 DOWNING RD, DELMAR, MD 21875-2158
Document Number	0051470482
Book / Page	5147 / 482
Map Reference	CAB MSB 11 FO 38
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	28875 ADKINS RD, DELMAR, MD 21875-2533

Mortgage

Document Number	0005147183
Date	Aug 25, 2022
Instrument	5147-183

Lender

Name	RUTHANN MILANOV
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	32259 DOWNING RD, DELMAR, MD 21875-2158
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050120100
Date	Dec 27, 2021
Book Page	5012/100

Lender

Name	MIDATLANTIC FARM CREDIT ACA
Type	Bank

Agreement

Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Aug 21, 2019
Property Address	32259 DOWNING RD, DELMAR, MD 21875-2158
Document Number	0045120493
Book / Page	004512 / 000493
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	FREESTATE TITLE CNSLTS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32259 DOWNING RD DELMAR MD 218752158, DELMAR, MD 21875-2158

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Aug 21, 2019
Property Address	32259 DOWNING RD, DELMAR, MD 21875-2158
Document Number	0045120499
Book / Page	004512 / 000499
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	FREESTATE TITLE CNSLTS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32259 DOWNING RD DELMAR MD 218752158, DELMAR, MD 21875-2158

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,433 (+4.73%)	$355,900 (+14.18%) Land $50,300 Building $305,600
2025	$2,908.00 (+15.4%)	$311,700 (+23.38%) Land $50,300 Building $261,400	$311,700 (-) Land $50,300 Building $261,400
2023	$2,520.00	$252,633	$311,700 Land $50,300 Building $261,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 93% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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