32201 Downing Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 32201 Downing Rd, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,018 sqft · built 1970
Lot Size	11.4 acres (498,762 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2023)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-060877`

Property Details

APN / Parcel Number

Primary APN	`05-060877`
Alternative APN	`060877`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,018 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	498,762 sqft (11.4 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	060877
Street Address	32201 DOWNING RD
City	DELMAR
State	MD
Zip	21875-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	11.45 ACRES 32201 DOWNING ROAD BNDRY SURVEY R & M MOORE
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3016
Census Tract	10603

Owner

Source: Wicomico County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32201 DOWNING RD, DELMAR, MD 21875-2158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN BANK
Jun 2, 2023	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Deed Book / Page	5260 / 164
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	32201 DOWNING RD, DELMAR, MD 21875-2158
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	MARYLAND TITLE WORKS UNLIMITED, MARYLAND TTL WORKS UNLIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32201 DOWNING RD, DELMAR, MD 21875-2158

Mortgage

Document Number	0056650001
Date	Feb 2, 2026
Book Page	5665/1

Lender

Name	MERIDIAN BANK
Type	Bank
Address	NORRISTOWN, PA 19401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 2, 2023
Property Address	32201 DOWNING RD, DELMAR, MD 21875-2158
Document Number	0052600164
Book / Page	5260 / 164
Map Reference	MB 16 FO 778
Instrument Date	May 10, 2023
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 64255, WASHINGTON, DC 20029-4255

Mortgage

Document Number	0052600173
Date	Jun 2, 2023
Instrument	5260-0173

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,600 (+28.2%)	$319,200 (+28.04%) Land $76,100 Building $243,100
2025	$2,216.00 (+4.48%) Homeowner's exemption
2023	$2,121.00	$212,633	$249,300 Land $76,100 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 93% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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