Osceola County property record for 3225 Rambler Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,010 sqft · built 1983 |
| Lot Size | 2.27 acres (99,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,900 (Nov 2022) |
| Tax Bill | $2,378 (2025) |
| Deeds & Mortgages | Sep 2020 Loan Modification Sep 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-26-31-5070-0001-0040 |
| Primary APN | 30-26-31-5070-0001-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 3,156 sqft |
| 1st Floor Area | 2,010 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 99,142 sqft (2.27 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 640 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3225 RAMBLER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UNIT 1 PB 1 PG 363 W 1/2 OF LOT 4 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 1 |
| Legal Tract | 5070 |
| Legal Block | 40 |
| Legal Lot Number | 4 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 43304 |
Source: Osceola County records · APN 30-26-31-5070-0001-0040
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4728 CYPRESS DR, SAINT CLOUD, FL 34772-8048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Sep 23, 2020 | Loan Modification, Mortgage · VA Mortgage MONEY SOURCE |
| Sep 15, 2017 | Quit Claim Deed TITLE SOURCES INC |
| Sep 01, 2017 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2022 · Amount on Record |
| Deed Sale | Nov 03, 2022 · Amount on Record |
| Prior Sale | Sep 15, 2017 |
| Deed Document Number | 2022162084 |
| Deed Book / Page | 6310 / 2369 |
| Prior Transfer Date | Sep 12, 2017 |
| Prior Transfer Doc | 0052081148 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3225 RAMBLER AVE, SAINT CLOUD, FL 34772-9396 |
| Document Number | 0058252345 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3225 RAMBLER AVE ST CLOUD FL 347729396, ST CLOUD, FL 34772-9396 |
| Document Number | 0058252345 |
|---|---|
| Date | Nov 03, 2020 |
| Book Page | 005825/002345 |
| Instrument | 149699 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 02, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 15, 2017 |
| Property Address | 3225 RAMBLER AVE, SAINT CLOUD, FL 34772-9396 |
| Document Number | 0052081148 |
| Book / Page | 005208 / 001148 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 130857 |
| Record Updated | Oct 06, 2017 |
| Title Company | TITLE SOURCES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3225 RAMBLER AVE ST CLOUD FL 347729396, ST CLOUD, FL 34772-9396 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3225 RAMBLER AVE, SAINT CLOUD, FL 34772-9396 |
| Document Number | 0052081150 |
| Instrument Date | Sep 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3225 RAMBLER AVE ST CLOUD FL 347729396, ST CLOUD, FL 34772-9396 |
| Document Number | 0052081150 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 005208/001150 |
| Instrument | 130858 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,378.00 (+6.4%) Homeowner's exemption | $161,100 (+5.99%) | $382,100 (+4.6%) Land $114,900 Building $267,200 |
| 2024 | $2,235.00 (+2.38%) | ||
| 2023 | $2,183.00 (+5.1%) Homeowner's exemption | $152,000 (+3%) | $365,300 (+20.24%) Land $114,900 Building $250,400 |
| 2022 | $2,077.00 Homeowner's exemption | $147,573 | $303,800 Land $91,000 Building $212,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 549 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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