3190 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3190 Rambler Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	2,144 sqft Living Area
Lot Size	99,665 sqft (2.28 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2016)
Tax Bill	$2,987.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30-26-31-5070-0001-0055`
Alternative APNs	`263130507000010055` `98272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,144 sqft Living Area
Gross Area	2,762 sqft Gross Area
1st Floor Area	1,500 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	99,665 sqft (2.28 acres)
Parking Spaces	8 Parking Spaces
Garage Type	Attached
Garage Area	528 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft Pool
Deck Area	411 sqft Deck
Porch	Florida Room
Porch Area	1,086 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3190 RAMBLER AVE
City	SAINT CLOUD
State	FL
Zip	34772-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR EST UNIT 1 PB 1 PG 363 S 1/2 OF LOT 5 LESS E 5 FT
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 1
Legal Tract	5070
Legal Block	55
Legal Lot Number	5
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 30-26-31-5070-0001-0055

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3190 RAMBLER AVE, SAINT CLOUD, FL 34772-8502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2016 · Amount on Record
Deed Sale	Nov 04, 2016 · Amount on Record
Prior Sale	Oct 01, 2016 · Amount on Record
Deed Document Number	2016166308
Deed Book / Page	5051 / 1679
Last Transfer Date	Dec 17, 2024
Transfer Doc	0067261009
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3190 RAMBLER AVE, SAINT CLOUD, FL 34772-8502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3190 RAMBLER AVE, SAINT CLOUD, FL 34772-8502

Mortgage

Document Number	0057970140
Date	Sep 21, 2020
Book Page	5797/140
Instrument	2020125851

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,155.00 (+5.62%)	$217,152 (+5.99%)	$424,900 (+3.81%) Land $115,100 Building $309,800
2024	$2,987.00 (+2.22%)
2023	$2,922.00 (+4.54%) Homeowner's exemption	$204,887 (+3%)	$409,300 (+17.18%) Land $115,100 Building $294,200
2022	$2,795.00 Homeowner's exemption	$198,920	$349,300 Land $91,200 Building $258,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 510 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.