3225 Gerald St, Madison, WI 53704 Property Records

Dane County property record for 3225 Gerald St, Madison, WI 53704

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,396 sqft · built 1976
Lot Size	0.189 acres (8,272 sqft)
Owner	2 Individual Names on File
Last Sale	$87,600 (Oct 1991)
Tax Bill	$5,123 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0810-214-0411-6`

Property Details

APN / Parcel Number

Primary APN	`0810-214-0411-6`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,118 sqft
Finished Basement	178 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,272 sqft (0.189 acres)
Terrain	Wooded
Garage Type	Basement
Garage Area	520 sqft
Driveway	Driveway
Driveway Area	160 sqft
Parking Spaces	2 Parking Spaces
Deck Area	186 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3225 GERALD ST
City	MADISON
State	WI
Zip	53704-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C1
Legal Description	SANDBURG HEIGHTS, BLK 2, LOT 2
Legal Range	10
Legal Township	08
Legal Section	21
Legal Subdivision	SANDBURG HEIGHTS
Legal Block	2
Legal Lot Number	2
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3001
Census Tract	2602

Owner

3225 Gerald St is owned and occupied by two individuals who bought it in October 1991.

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3225 GERALD ST, MADISON, WI 53704-2746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
May 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1991 · Amount on File
Deed Sale	Oct 1, 1991 · Amount on File
Deed Document Number	0016964046
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3225 GERALD ST, MADISON, WI 53704-2746
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005843212
Date	Jun 24, 2022
Instrument	5843212

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2052

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3225 GERALD ST, MADISON, WI 53704-2746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005653278
Date	Oct 23, 2020
Instrument	5653278

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Nov 6, 2028

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3225 GERALD ST, MADISON, WI 53704-2746
Document Number	0005408148
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3225 GERALD ST MADISON WI 537042746, MADISON, WI 53704-2746

Mortgage

Document Number	0005408148
Date	May 10, 2018
Instrument	5408148

Lender

Name	SUMMIT CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	May 9, 2030

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,300 Land $71,400 Building $237,900
2024	$5,123.00		$309,300
2023		$283,800 Land $65,500 Building $218,300
2022	$4,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3225 Gerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3225 Gerald St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gerald St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures