3221 Gerald St, Madison, WI 53704 Property Records

Dane County property record for 3221 Gerald St, Madison, WI 53704

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1976
Lot Size0.192 acres (8,377 sqft)
Owner2 Individual Names on File
Last Sale$124,500 (Aug 2000)
Tax Bill$6,038 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN0810-214-0412-4

Property Details

APN / Parcel Number

Primary APN0810-214-0412-4

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
Basement Area1,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area8,377 sqft (0.192 acres)
Garage TypeBasement
Garage Area1 sqft
DrivewayDriveway
Driveway Area186 sqft
Parking Spaces2 Parking Spaces
Deck Area112 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3221 GERALD ST
CityMADISON
StateWI
Zip53704-2746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-C1
Legal DescriptionSANDBURG HEIGHTS, BLK 2, LOT 3
Legal Range10
Legal Township08
Legal Section21
Legal SubdivisionSANDBURG HEIGHTS
Legal Block2
Legal Lot Number3
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group3
Census Block3001
Census Tract2602

Owner

3221 Gerald St is owned and occupied by two individuals who bought it in August 2000.

Source: Dane County records, as of January 22, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address3221 GERALD ST, MADISON, WI 53704-2746
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2000 · Amount on File
Deed SaleAug 1, 2000 · Amount on File
Deed Document Number0093247944
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Recording DateJul 28, 2026
Property Address3221 GERALD ST, MADISON, WI 53704-2746
Document Number0006115828
Instrument DateJul 23, 2026
Instrument20266115828
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006115828,
DateJul 28, 2026
Instrument20266115828
Lender
NameSUMMIT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$293,100 Land $71,400 Building $221,700
2024$6,038.00$293,100
2023$266,700 Land $65,500 Building $201,200
2022$5,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3221 Gerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3221 Gerald St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gerald St

Nearby Streets

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