3225 E 97th St, Kearney, NE 68847 Property Records

Buffalo County property record for 3225 E 97th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	1,958 sqft · built 2018
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$49,000 (Jun 2017)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`62032102120604`

Property Details

APN / Parcel Number

Primary APN	`62032102120604`
Alternative APNs	`3545-08-2-05971-003-0003` `620321021`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,958 sqft Total Area
1st Floor Area	1,958 sqft
Basement Area	1,940 sqft
Unfinished Basement	1,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Mixed
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	62032102120604
Street Address	3225 E 97TH ST
City	KEARNEY
State	NE
Zip	68847-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	ANTELOPE PARK ESTATES BLK 3 LOT 3 (3.10 AC) 8-9-15 PT NW1/4
Legal Range	15
Legal Township	09
Legal Section	08
Legal Subdivision	ANTELOPE PARK ESTATES
Legal Block	3
Legal Lot Number	3
Jurisdiction	BUFFALO NE
Township / Civil Division	29
Census Block Group	1
Census Block	1096
Census Tract	969100

Owner

Source: Buffalo County records · APN 62032102120604

Assessment roll updated February 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3225 E 97TH ST, KEARNEY, NE 68847-5209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Apr 03, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Jun 05, 2017	Warranty Deed, Transfer VINTAGE TITLE LLC, VINTAGE TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2017 · Amount on Record
Deed Sale	Jun 05, 2017 · Amount on Record
Deed Document Number	20173150
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3225 E 97TH ST, KEARNEY, NE 68847-5209
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201805645
Date	Sep 27, 2018
Instrument	2018-05645

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3225 E 97TH ST, KEARNEY, NE 68847-5209
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801776
Date	Apr 03, 2018
Instrument	2018-01776

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	KEARNEY, NE 68845

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Dec 01, 2018

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3225 E 97TH ST, KEARNEY, NE 68847-5209
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001072
Date	Feb 26, 2020
Instrument	2020-01072

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3225 E 97TH ST, KEARNEY, NE 68847-5209
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202006765
Date	Sep 29, 2020
Instrument	2020-06765

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jun 05, 2017
Property Address	3225 E 97TH ST, KEARNEY, NE 68847-5209
Document Number	201703150
Instrument Date	May 31, 2017
Instrument	2017-03150
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transaction

Amount	Amount Recorded
Tax	$110.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Buffalo County records · Assessment roll updated February 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,865 (+6.42%) Land $50,450 Building $422,415	$472,865 (+6.42%) Land $50,450 Building $422,415
2025	$5,029.00 (-18.37%)	$444,335 (+14.13%) Land $50,450 Building $393,885	$444,335 (+14.13%) Land $50,450 Building $393,885
2023	$6,161.00	$389,310 Land $58,250 Building $331,060	$389,310 Land $58,250 Building $331,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buffalo County (31019C), as of October 24, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310199691001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Great Plains Communications, Prairie Hills Wireless.

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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