3215 E 97th St, Kearney, NE 68847 Property Records

Buffalo County property record for 3215 E 97th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 2,305 sqft · built 2017
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,000 (May 2017)
Tax Bill	$7,283 (2025)
Deeds & Mortgages	May 2017 Construction Loan Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`62032102020603`

Property Details

APN / Parcel Number

Primary APN	`62032102020603`
Alternative APNs	`3545-08-2-05971-003-0002` `620321020`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,305 sqft Total Area
1st Floor Area	2,305 sqft
Basement Area	2,305 sqft
Finished Basement	1,717 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Mixed
Garage Area	2,410 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	62032102020603
Street Address	3215 E 97TH ST
City	KEARNEY
State	NE
Zip	68847-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	ANTELOPE PARK ESTATES BLK 3 LOT 2 (3.10 AC) 8-9-15 PT NW1/4)
Legal Range	15
Legal Township	09
Legal Section	08
Legal Subdivision	ANTELOPE PARK ESTATES
Legal Block	3
Legal Lot Number	2
Jurisdiction	BUFFALO NE
Township / Civil Division	29
Census Block Group	1
Census Block	1096
Census Tract	969100

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3215 E 97TH ST, KEARNEY, NE 68847-5209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2017	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
May 9, 2017	Warranty Deed, Transfer BARNEY ABSTRACT AND TITLE COMPANY, BARNEY ABSTRACT AND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Deed Document Number	20172522
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3215 E 97TH ST, KEARNEY, NE 68847-5209
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702554
Date	May 11, 2017
Instrument	2017-02554

Lender

Name	HEARTLAND BANK
Type	Bank
Address	KEARNEY, NE 68847

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3215 E 97TH ST, KEARNEY, NE 68847-5209
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800907
Date	Feb 15, 2018
Instrument	2018-00907

Lender

Name	HEARTLAND BANK
Type	Bank
Address	GENEVA, NE 68361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3215 E 97TH ST, KEARNEY, NE 68847-5209
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100538
Date	Jan 21, 2021
Instrument	2021-00538

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	May 9, 2017
Property Address	3215 E 97TH ST, KEARNEY, NE 68847-5209
Document Number	201702522
Instrument Date	May 9, 2017
Instrument	2017-02522
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	BARNEY ABSTRACT AND TITLE COMPANY, BARNEY ABSTRACT AND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$110.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,045 (+7.56%) Land $50,450 Building $641,595	$692,045 (+7.56%) Land $50,450 Building $641,595
2025	$7,283.00 (-19.2%)	$643,385 (+12.96%) Land $50,450 Building $592,935	$643,385 (+12.96%) Land $50,450 Building $592,935
2023	$9,014.00	$569,585 Land $58,250 Building $511,335	$569,585 Land $58,250 Building $511,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Great Plains Communications, Prairie Hills Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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