32245 Settlers Ridge Dr, Bryceville, FL 32009 Property Records

Nassau County property record for 32245 Settlers Ridge Dr, Bryceville, FL 32009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,549 sqft · built 2003
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Feb 2022)
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1S-24-1935-0015-0000`

Property Details

APN / Parcel Number

Primary APN	`10-1S-24-1935-0015-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,549 sqft Heated Area
Gross Area	3,038 sqft
1st Floor Area	2,549 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	49 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	32245 SETTLERS RIDGE DR
City	BRYCEVILLE
State	FL
Zip	32009-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 15 SETTLER'S RIDGE @ CALICO PB 6/243
Legal Range	24E
Legal Township	01S
Legal Section	10
Legal Subdivision	SETTLER'S RIDGE @ CALICO
Legal Lot Number	15
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2016
Census Tract	50504

Owner

32245 Settlers Ridge Dr is owned and occupied by an individual who bought it in February 2022.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	32245 SETTLERS RIDGE DR, BRYCEVILLE, FL 32009-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Mar 19, 2004 · Amount on File
Deed Document Number	202245007236
Deed Book / Page	2542 / 479
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 25, 2022
Property Address	32245 SETTLERS RIDGE DR, BRYCEVILLE, FL 32009-2538
Document Number	0025420479
Book / Page	2542 / 479
Map Reference	MB 6 PG 243&244
Instrument Date	Feb 23, 2022
Instrument	202245007236
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3082 NW COUNTY ROAD 274, 3082, ALTHA, FL 32421-2292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32245 SETTLERS RIDGE DR, BRYCEVILLE, FL 32009-2538

Mortgage

Document Number	0002542481
Date	Feb 25, 2022
Instrument	2542/481

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 32245 Settlers Ridge Dr was $5,241 with a homeowner's exemption, up 1.3% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,241.00 (+1.28%) Homeowner's exemption	$381,796 (+2.9%)	$412,669 (+8.12%) Land $70,650 Building $342,019
2024	$5,175.00 (+1.23%) Homeowner's exemption	$371,036 (+3%)	$381,674 (+5.95%) Land $54,950 Building $326,724
2023	$5,112.00 (+10.6%) Homeowner's exemption	$360,229 (+3.48%) Land $47,100 Building $313,129	$360,229 (+3.48%) Land $47,100 Building $313,129
2022	$4,622.00 Homeowner's exemption	$348,104 Land $47,100 Building $301,004	$348,104 Land $47,100 Building $301,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32245 Settlers Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2008–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32245 Settlers Ridge Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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