32229 Settlers Ridge Dr, Bryceville, FL 32009 Property Records

Nassau County property record for 32229 Settlers Ridge Dr, Bryceville, FL 32009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,342 sqft · built 2003
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Jun 2021)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Jun 2021 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1S-24-1935-0016-0000`

Property Details

APN / Parcel Number

Primary APN	`10-1S-24-1935-0016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,342 sqft Heated Area
Gross Area	3,125 sqft
1st Floor Area	1,985 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	740 sqft
Deck Area	470 sqft
Patio Area	380 sqft
Shed	1 Shed
Shed Area	192 sqft
Pole Barn	1,248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	32229 SETTLERS RIDGE DR
City	BRYCEVILLE
State	FL
Zip	32009-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 16 SETTLER'S RIDGE @ CALICO PB 6/243
Legal Range	24E
Legal Township	01S
Legal Section	10
Legal Subdivision	SETTLER'S RIDGE @ CALICO
Legal Lot Number	16
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2016
Census Tract	50504

Owner

32229 Settlers Ridge Dr is owned and occupied by an individual who bought it in June 2021.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	32229 SETTLERS RIDGE DR, BRYCEVILLE, FL 32009-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Special Warranty Deed, Transfer GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Sep 23, 2020 · Amount on File
Deed Document Number	202145024613
Deed Book / Page	2475 / 1133
Record Updated	Jun 8, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 30, 2021
Property Address	32229 SETTLERS RIDGE DR, BRYCEVILLE, FL 32009-2538
Document Number	0024751133
Book / Page	2475 / 1133
Map Reference	DOC 201945001565
Instrument Date	Jun 28, 2021
Instrument	202145024613
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount on Record
Tax	$777.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32229 SETTLERS RIDGE DR, BRYCEVILLE, FL 32009-2538

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 23, 2020
Property Address	32229 SETTLERS RIDGE DR, BRYCEVILLE, FL 32009-2538
Document Number	0023941774
Book / Page	2394 / 1774
Map Reference	MB 6 PG 243&244
Instrument Date	Sep 18, 2020
Instrument	202045030445
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12567 SUNOWA SPRINGS TRL, 12567, BRYCEVILLE, FL 32009-1560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32229 SETTLERS RIDGE DR, BRYCEVILLE, FL 32009-2538

Mortgage

Document Number	0023941776
Date	Sep 23, 2020
Instrument	2394/1776

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32229 Settlers Ridge Dr was $4,288 with a homeowner's exemption, up 1.3% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (+1.32%) Homeowner's exemption	$319,696 (+2.9%)	$432,819 (+7.68%) Land $78,750 Building $354,069
2024	$4,232.00 (+1.32%) Homeowner's exemption	$310,686 (+3%)	$401,964 (+5.38%) Land $61,250 Building $340,714
2023	$4,177.00 (+10.18%) Homeowner's exemption	$301,637 (+3%)	$381,447 (+9.46%) Land $52,500 Building $328,947
2022	$3,791.00 Homeowner's exemption	$292,851	$348,472 Land $52,500 Building $295,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32229 Settlers Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2008–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32229 Settlers Ridge Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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