Florence County property record for 3224 Ward Rd, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,308 sqft · built 1958 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Apr 2021) |
| Tax Bill | $540 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00253-02-013 |
| Primary APN | 00253-02-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 81,457 sqft (1.87 acres) |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3224 WARD RD |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-5338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARD RD LTS 1 & 2 |
| Legal Lot Number | 1,2 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | PAMPLICO |
| Census Block Group | 5 |
| Census Block | 5023 |
| Census Tract | 1602 |
3224 Ward Rd is owned and occupied by an individual who bought it in April 2021.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3224 WARD RD, EFFINGHAM, SC 29541-5338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on File |
| Deed Sale | Apr 13, 2021 · Amount on File |
| Prior Sale | Apr 13, 2021 · Amount on File |
| Deed Book / Page | 915 / 624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Apr 13, 2021 |
| Property Address | 3224 WARD RD, EFFINGHAM, SC 29541-5338 |
| Document Number | 0009150624 |
| Book / Page | 915 / 624 |
| Map Reference | MB 107 PG 646 |
| Instrument Date | Apr 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3224 WARD RD, EFFINGHAM, SC 29541-5338 |
| Document Number | 0000915628 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 915/628 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 3224 Ward Rd was $540.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $540.00 | $5,516 Land $662 Building $4,854 | $137,902 Land $16,550 Building $121,352 |
| 2023 | $644.00 (-74.76%) Additional exemption filed | $4,786,693 (+99,893.59%) Land $662,000 Building $4,124,693 | $11,966,733 (+9,900.03%) Land $1,655,000 Building $10,311,733 |
| 2022 | $2,552.00 Additional exemption filed | $4,787 Land $662 Building $4,125 | $119,667 Land $16,550 Building $103,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3224 Ward Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3224 Ward Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FTC.
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