3224 Scottish Trce, Lexington, KY 40509 Property Records

Lexington-Fayette Urban County property record for 3224 Scottish Trce, Lexington, KY 40509

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 2004
Lot Size0.114 acres (4,975 sqft)
Owner2 Individual Names on File
Last Sale$316,500 (Aug 2023)
Tax Bill$3,987 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
APN38120160

Property Details

APN / Parcel Number

Primary APN38120160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,376 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area4,975 sqft (0.114 acres)
Lot Width40 ft Width
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address3224 SCOTTISH TRCE
CityLEXINGTON
StateKY
Zip40509-8545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEAR-2
Legal DescriptionM-166 BLACKFORD PROPERTY PHASE 1 UNIT 1-A LOT 46; BOOK: 3311 PAGE: 702
Legal SubdivisionBLACKFORD PROPERTY PHASE 1
Legal Lot Number46
Legal Unit1-A
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE NORTHEAST
Census Block Group1
Census Block1009
Census Tract3915

Owner

3224 Scottish Trce is owned and occupied by two individuals who bought it in August 2023.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3224 SCOTTISH TRCE, LEXINGTON, KY 40509-8545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2023 · Amount on File
Deed SaleAug 28, 2023 · Amount on File
Prior SaleMay 13, 2015 · Amount on File
Deed Document Number20237
Deed Book / Page4033 / 686
Prior Transfer DateMay 5, 2008
Prior Transfer Doc2803/189
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateAug 28, 2023
Property Address3224 SCOTTISH TRCE, LEXINGTON, KY 40509-8545
Document NumberDB4033/686
Book / PageDB 4033 / 686
Map ReferenceCAB M SL 166
Instrument DateAug 15, 2023
Instrument202308280007
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$316.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 WELSH DR, RICHMOND, KY 40475-8668

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3224 SCOTTISH TRCE, LEXINGTON, KY 40509-8545

Mortgage

Document Number202308280008
DateAug 28, 2023
Instrument202308280008
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 3224 Scottish Trce was $3,987, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,987.00 (+1.89%)$316,500 (-)$316,500 (-)
2025$3,913.00$316,500$316,500
2023$2,473.00 (-3.17%)$200,000 (-)$200,000 (-)
2022$2,554.00$200,000$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3224 Scottish Trce.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Scottish Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20

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Nearby Streets

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