Lexington-Fayette Urban County property record for 3217 Scottish Trce, Lexington, KY 40509
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,840 sqft · built 2004 |
| Lot Size | 0.14 acres (6,103 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,700 (Feb 2021) |
| Tax Bill | $3,603 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2021 Sale |
| APN | 38120130 |
| Primary APN | 38120130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 724 sqft |
| Basement Area | 870 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 6,103 sqft (0.14 acres) |
| Lot Width | 42.4 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 3217 SCOTTISH TRCE |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40509-8545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EAR-2 |
| Legal Description | M-166 BLACKFORD PROPERTY PHASE 1 UNIT 1-A LOT 156; BOOK: 3820 PAGE: 27 |
| Legal Subdivision | BLACKFORD PROPERTY PHASE 1 |
| Legal Lot Number | 156 |
| Legal Unit | 1-A |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE NORTHEAST |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3915 |
3217 Scottish Trce is owned and occupied by two individuals who bought it in February 2021.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3217 SCOTTISH TRCE, LEXINGTON, KY 40509-8545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 19, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on File |
| Deed Sale | Feb 19, 2021 · Amount on File |
| Deed Book / Page | 3820 / 27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 3217 SCOTTISH TRCE, LEXINGTON, KY 40509-8545 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3217 SCOTTISH TRCE, LEXINGTON, KY 40509-8545 |
| Document Number | MB10646/305 |
|---|---|
| Date | May 22, 2023 |
| Book Page | MB 10646/305 |
| Instrument | 202305220168 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Feb 19, 2021 |
| Property Address | 3217 SCOTTISH TRCE, LEXINGTON, KY 40509-8545 |
| Document Number | 3820/027 |
| Book / Page | 3820 / 027 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3217 Scottish Trce was $3,603, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,603.00 (+1.89%) | $286,000 (-) | $286,000 (-) |
| 2025 | $3,536.00 | $286,000 | $286,000 |
| 2023 | $3,536.00 | $286,000 | $286,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3217 Scottish Trce.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3217 Scottish Trce is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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