3224 Fleet Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3224 Fleet Ln, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1967
Lot Size	0.164 acres (7,130 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Nov 2021)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121980A000`

Property Details

APN / Parcel Number

Primary APN	`121980A000`
Alternative APN	`6-0005-4175-00-0276.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,050 sqft
Basement Area	1,008 sqft
Finished Basement	500 sqft
Unfinished Basement	508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,130 sqft (0.164 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	121980A000
Street Address	3224 FLEET LN
City	SAINT CHARLES
State	MO
Zip	63301-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ST CHAS HILLS #2 SEC 2 LOT 276
Legal Subdivision	ST CHAS HILLS #2 SEC 2
Legal Lot Number	276
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1005
Census Tract	310802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	356 THOREAU BLVD, O FALLON, MO 63366-7451
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Line of Credit AMERICAN BANK OF MISSOURI
Nov 5, 2021	Correction Deed
Oct 7, 2021	Warranty Deed, Transfer · Line of Credit LINDELL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	202194500
Prior Transfer Date	Nov 4, 2021
Prior Transfer Doc	2021R091564
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 17, 2021
Property Address	3224 FLEET LN, SAINT CHARLES, MO 63301-1028
Document Number	2021R094500
Map Reference	MB 11 PG 9
Instrument Date	Nov 5, 2021
Instrument	2021R-094500
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 THOREAU BLVD, O FALLON, MO 63366-7451

Mortgage

Document Number	2021R094501
Date	Nov 17, 2021
Instrument	2021R-094501

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 5, 2021
Property Address	3224 FLEET LN, SAINT CHARLES, MO 63301-1028
Document Number	2021R091564
Map Reference	MB 11 PG 9
Instrument Date	Nov 4, 2021
Instrument	2021R-091564
Record Updated	Nov 18, 2021

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 PITMAN HILL RD, 161, SAINT CHARLES, MO 63304-0522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 STONEY BROOK DR, O FALLON, MO 63368-3545

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 7, 2021
Property Address	3224 FLEET LN, SAINT CHARLES, MO 63301-1028
Document Number	2021R083754
Map Reference	MB 11 PG 9
Instrument Date	Oct 5, 2021
Instrument	2021R-083754
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 PITMAN HILL RD, 161, SAINT CHARLES, MO 63304-0522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 STONEY BROOK DR, O FALLON, MO 63368-3545

Mortgage

Document Number	2021R083755
Date	Oct 7, 2021
Instrument	2021R-083755

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,674 (-)	$224,600 (-) Land $45,000 Building $179,600
2025	$2,756.00 (+4.43%)	$42,674 (+7.04%)	$224,600 (+7.04%) Land $45,000 Building $179,600
2024	$2,639.00
2023		$39,867
2022			$209,826 Land $35,000 Building $174,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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