3216 Fleet Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3216 Fleet Ln, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1968
Lot Size	0.163 acres (7,130 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2019)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122040A000`

Property Details

APN / Parcel Number

Primary APN	`122040A000`
Alternative APN	`6-0005-4175-00-0278.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	912 sqft
Finished Basement	365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,130 sqft
Lot Dimensions	115 ft deep x 62 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	122040A000
Old Parcel Number	122040A000
Street Address	3216 FLEET LN
City	SAINT CHARLES
State	MO
Zip	63301-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ST CHAS HILLS #2 SEC 2 LOT 278
Legal Range	04E
Legal Township	47N
Legal Section	02
Legal Subdivision	ST CHAS HILLS #2 SEC 2
Legal Lot Number	278
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1005
Census Tract	310802

Owner

3216 Fleet Ln is owned and occupied by an individual who bought it in June 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3216 FLEET LN, SAINT CHARLES, MO 63301-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Mar 17, 1998 · Amount on File
Deed Document Number	0070942231
Deed Book / Page	7094 / 2231
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3216 FLEET LN, SAINT CHARLES, MO 63301-1028
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 FLEET LN, SAINT CHARLES, MO 63301-1028

Mortgage

Document Number	2021R030428
Date	Apr 7, 2021
Instrument	2021R-030428

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3216 FLEET LN, SAINT CHARLES, MO 63301-1028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073081343
Date	Jun 1, 2020
Book Page	7308/1343
Instrument	20200601000359120

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2019
Property Address	3216 FLEET LN, SAINT CHARLES, MO 63301-1028
Document Number	0070942231
Book / Page	7094 / 2231
Map Reference	MB 11 PG 9
Instrument Date	Jun 21, 2019
Instrument	20190625000315320
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 FLEET LN, SAINT CHARLES, MO 63301-1028

Mortgage

Document Number	20190625000315330
Date	Jun 25, 2019
Instrument	20190625000315330

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3216 Fleet Ln was $3,372.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,372.00	$52,215	$274,815 Land $45,000 Building $229,815
2023		$46,332
2022			$243,854 Land $35,000 Building $208,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3216 Fleet Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3216 Fleet Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Fleet Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures