3224 Deer Trl, Kempner, TX 76539 Property Records

Bell County property record for 3224 Deer Trl, Kempner, TX 76539

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,391 sqft · built 1987
Lot Size1.14 acres (49,658 sqft)
Owner2 Individual Names on File
Last Sale$300,321 (Aug 2024)
Tax Bill$3,535 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0384580515

Property Details

APN / Parcel Number

Primary APN0384580515
Alternative APNs
  • 131349
  • 787463

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,391 sqft Living Area
1st Floor Area1,391 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area49,658 sqft (1.14 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3224 DEER TRL
CityKEMPNER
StateTX
Zip76539-5043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER PARK, BLOCK 001, LOT 0006, ACRES 1.14
Legal SubdivisionDEER PARK
Legal Block1
Legal Lot Number6
JurisdictionBELL TX
Township / Civil DivisionSOUTHWEST BELL
Census Block Group2
Census Block2011
Census Tract23301

Owner

3224 Deer Trl is owned and occupied by two individuals who bought it in August 2024.

Source: Bell County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3224 DEER TRL, KEMPNER, TX 76539-5043
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2024 · Amount on File
Deed SaleAug 14, 2024 · Amount on File
Prior SaleJan 10, 2022 · Amount on File
Deed Document Number202434982
Prior Transfer DateJan 7, 2022
Prior Transfer Doc0000001835
Record UpdatedSep 20, 2026

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 10, 2022
Property Address3224 DEER TRL, KEMPNER, TX 76539-5043
Document Number0000001835
Map ReferenceCAB B SL 12-B
Instrument DateJan 7, 2022
Instrument2022001835
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyCAROTHERS ABSTRACT AND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3224 DEER TRL, KEMPNER, TX 76539-5043

Mortgage

Document Number0000001836
DateJan 10, 2022
Instrument2022001836
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Deer Trl was $3,535.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,535.00$278,724 Land $49,282 Building $229,442$278,724 Land $49,282 Building $229,442
2023$279,680 Land $44,802 Building $234,878$279,680 Land $44,802 Building $234,878
2022$704.00 (-0.14%)
2021$705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3224 Deer Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Deer Trl is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 48% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Trl

Nearby Streets

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