Bell County property record for 3197 Deer Trl, Kempner, TX 76539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,580 sqft · built 1986 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,081 (2022) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0645610301 |
| Primary APN | 0645610301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Utility Area | 1 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,107 sqft (5.03 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 312 sqft |
| Canopy | 360 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 859606 |
|---|---|
| Street Address | 3197 DEER TRL |
| City | KEMPNER |
| State | TX |
| Zip | 76539-5042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A1325BC G S DOWNS, 1-3-1, (PT OF 7.06AC TR), ACRES 5.03 1-3-1, (PT OF 7.06AC TR), |
| Legal Subdivision | G S DOWNS |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTHWEST BELL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 23301 |
3197 Deer Trl is owned and occupied by an individual who acquired it in May 2019.
Source: Bell County records, as of November 9, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3197 DEER TRL, KEMPNER, TX 76539-5042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 |
| Deed Sale | May 1, 2019 |
| Deed Document Number | 2019-00017795 |
| Record Updated | Jun 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 1, 2019 |
| Property Address | 3197 DEER TRL, KEMPNER, TX 76539-5042 |
| Document Number | 0000017795 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019-00017795 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3197 DEER TRL, KEMPNER, TX 76539-5042 |
| Document Number | 0000017796 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019-00017796 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Copperas Cove Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $287,377 Land $150,598 Building $136,779 | $287,377 Land $150,598 Building $136,779 | |
| 2022 | $1,081.00 (+7.78%) | ||
| 2021 | $1,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3197 Deer Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3197 Deer Trl is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 55% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEMPNER WSC serves 17,721 people · EPA ID TX1410028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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