3224 Deer Track Ln, Monroe, NC 28110 Property Records

Union County property record for 3224 Deer Track Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,252 sqft · built 1991
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Sep 2022)
Tax Bill	$1,492 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-351-208`

Property Details

APN / Parcel Number

Primary APN	`09-351-208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3224 DEER TRACK LN
City	MONROE
State	NC
Zip	28110-8628
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#20 ROCKY RIVER ESTATES OPCC616-617
Legal Subdivision	ROCKY RIVER ESTATES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3002
Census Tract	20403

Owner

3224 Deer Track Ln, a rural home, is owned and occupied by an individual who bought it in September 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3224 DEER TRACK LN, MONROE, NC 28110-8628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Document Number	202231801
Deed Book / Page	8567 / 649
Prior Transfer Date	Jun 14, 1996
Prior Transfer Doc	0878000508
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 9, 2022
Property Address	3224 DEER TRACK LN, MONROE, NC 28110-8628
Document Number	0008567649
Book / Page	8567 / 649
Map Reference	CAB C FILE 616&617
Instrument Date	Sep 9, 2022
Instrument	31801
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 GROVE CREEK LN, 121, MOORESVILLE, NC 28117-6718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 DEER TRACK LN, MONROE, NC 28110-8628

Mortgage

Document Number	0000031802
Date	Sep 9, 2022
Instrument	31802

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 1, 2019
Property Address	3224 DEER TRACK LN, MONROE, NC 28110-8628
Document Number	0007404794
Book / Page	7404 / 794
Map Reference	CAB C FILE 616&617
Instrument Date	Jun 28, 2019
Instrument	0018489
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4841 PINEDALE BLVD, 4841, LUMBERTON, NC 28358-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 GROVE CREEK LN, MOORESVILLE, NC 28117-6718

Mortgage

Document Number	0000018490
Date	Jul 1, 2019
Instrument	0018490

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3224 Deer Track Ln was $1,492.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,500 (-) Land $57,200 Building $251,300	$308,500 (-) Land $57,200 Building $251,300
2025	$1,492.00	$308,500 Land $57,200 Building $251,300	$308,500 Land $57,200 Building $251,300
2023	$1,227.00	$191,700 Land $33,400 Building $158,300	$191,700 Land $33,400 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3224 Deer Track Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3224 Deer Track Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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