3210 Deer Track Ln, Monroe, NC 28110 Property Records

Union County property record for 3210 Deer Track Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,248 sqft · built 1991
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$321,000 (May 2024)
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-351-205`

Property Details

APN / Parcel Number

Primary APN	`09-351-205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3210 DEER TRACK LN
City	MONROE
State	NC
Zip	28110-8628
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#18 ROCKY RIVER ESTATES OPCC617
Legal Subdivision	ROCKY RIVER ESTATES
Legal Lot Number	18
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3002
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3210 DEER TRACK LN, MONROE, NC 28110-8628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Warranty Deed, Construction Loan · Stand-Alone First Mortgage BUFFALO CREEK INVESTMENTS INC
Oct 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BUFFALO CREEK INVESTMENTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	202411479
Deed Book / Page	8906 / 563
Prior Transfer Date	Apr 14, 2004
Prior Transfer Doc	3465648
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 14, 2021
Property Address	3210 DEER TRACK LN, MONROE, NC 28110-8628
Document Number	0008343792
Book / Page	8343 / 792
Map Reference	CAB C FILE 617
Instrument Date	Dec 14, 2021
Instrument	58693
Transaction Type	Construction Loan
Record Updated	Dec 31, 2021
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1523 TOM WILLIAMS RD, 1523, MONROE, NC 28112-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 TIVOLI CT, CHARLOTTE, NC 28211-6265

Mortgage

Document Number	0000058694
Date	Dec 14, 2021
Instrument	58694

Lender

Name	BUFFALO CREEK INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2051

Interest

Index	1-Year CMT

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 13, 2021
Property Address	3210 DEER TRACK LN, MONROE, NC 28110-8628
Document Number	8278122
Book / Page	8278 / 122
Map Reference	CAB C FILE 617
Instrument Date	Oct 11, 2021
Instrument	48904
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5415 GILBOA RD, 5415, MARSHVILLE, NC 28103-9714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 TOM WILLIAMS RD, MONROE, NC 28112-9606

Mortgage

Document Number	48905
Date	Oct 13, 2021
Instrument	48905

Lender

Name	BUFFALO CREEK INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,500 (-) Land $57,200 Building $260,300	$317,500 (-) Land $57,200 Building $260,300
2025	$1,536.00 (+141.51%)	$317,500 (+59.71%) Land $57,200 Building $260,300	$317,500 (+59.71%) Land $57,200 Building $260,300
2023	$636.00	$198,800 Land $33,400 Building $165,400	$198,800 Land $33,400 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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