Hamilton County property record for 3223 Harmony Ln, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 957 sqft · built 1961 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Jul 2018) |
| Tax Bill | $3,050 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0162-0410-00 |
| Primary APN | 550-0162-0410-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 957 sqft Living Area |
| 1st Floor Area | 957 sqft |
| Basement Area | 957 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 277 ft deep x 57 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3223 HARMONY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS HARMONY LN 0.36 AC PT LOT 6 SKYLARK MEADOW SUB BLK E |
| Legal Subdivision | SKYLARK MEADOW SUB |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21003 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3223 HARMONY LN, CINCINNATI, OH 45248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPTION FINANCIAL LLC |
| Jul 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST HOME BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on Record |
| Deed Sale | Jul 27, 2018 · Amount on Record |
| Prior Sale | Mar 6, 2013 · Amount on Record |
| Deed Document Number | 0000005310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3223 HARMONY LN, CINCINNATI, OH 45248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000118098 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 14512/3630 |
| Instrument | 2021-0118098 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 27, 2018 |
| Property Address | 3223 HARMONY LN, CINCINNATI, OH 45248 |
| Document Number | 0000005310 |
| Map Reference | MB102 PG65 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 18-0065310 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3223 HARMONY LN, CINCINNATI, OH 45248 |
| Document Number | 0000005311 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 18-0065311 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Change Frequency | 6 Months |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,050.00 (+2.52%) | $58,489 (-) Land $14,179 Building $44,310 | |
| 2024 | $2,975.00 (-0.1%) | $58,489 (-) Land $14,179 Building $44,310 | |
| 2023 | $2,978.00 (-4.86%) | $58,489 (+12.16%) Land $14,179 Building $44,310 | $167,110 (+12.15%) Land $40,510 Building $126,600 |
| 2022 | $3,130.00 Homeowner's exemption | $52,150 Land $12,663 Building $39,487 | |
| 2020 | $149,000 Land $36,180 Building $112,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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