Hamilton County property record for 3221 Harmony Ln, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 957 sqft · built 1961 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,400 (Nov 2000) |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0162-0409-00 |
| Primary APN | 550-0162-0409-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 957 sqft Living Area |
| 1st Floor Area | 957 sqft |
| Basement Area | 957 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 130 ft deep x 57 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3221 HARMONY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY LN 57.50 X 130 LOT 5 SKYLARK MEADOW SUB BLK E |
| Legal Subdivision | SKYLARK MEADOW SUB |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21003 |
Source: Hamilton County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3221 HARMONY LN, CINCINNATI, OH 45248-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| May 2, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| May 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2000 · Amount on Record |
| Deed Sale | Nov 16, 2000 · Amount on Record |
| Prior Sale | Dec 27, 2000 · Amount on Record |
| Deed Document Number | 0084222014 |
| Deed Book / Page | 55001 |
| Last Transfer Date | Jul 22, 2005 |
| Transfer Doc | 0000000056 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3221 HARMONY LN, CINCINNATI, OH 45248-5126 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000085123 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 14745/1101 |
| Instrument | 2022-0085123 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3221 HARMONY LN, CINCINNATI, OH 45248-5126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006870 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 18-0036870 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3221 HARMONY LN, CINCINNATI, OH 45248-5126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006869 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 18-0036869 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2033 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 (+2.55%) | $52,388 (-) Land $11,809 Building $40,579 | |
| 2024 | $2,666.00 (-0.11%) | $52,388 (-) Land $11,809 Building $40,579 | |
| 2023 | $2,669.00 (+11.91%) | $52,388 (+32.03%) Land $11,809 Building $40,579 | $149,680 (+32.03%) Land $33,740 Building $115,940 |
| 2022 | $2,385.00 Homeowner's exemption | $39,680 Land $10,546 Building $29,134 | |
| 2020 | $113,370 Land $30,130 Building $83,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures