3223 E 2nd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 3223 E 2nd Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,078 sqft · built 2006
Lot Size	0.318 acres (13,892 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Dec 2006)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N03E-18-2-SB750-003-0021`

Property Details

APN / Parcel Number

Primary APN	`19N03E-18-2-SB750-003-0021`
Alternative APNs	`600024531` `24531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,078 sqft Living Area
1st Floor Area	1,197 sqft
2nd Floor Area	881 sqft
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,892 sqft (0.318 acres)
Lot Dimensions	123 ft deep x 48.5 ft wide
Garage Type	Attached
Garage Area	548 sqft
Porch	Slab
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24531
Street Address	3223 E 2ND AVE
City	STILLWATER
State	OK
Zip	74074-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUSH CRK MEADOW 1ST ADD BLK 3 LOT 21
Legal Range	03E
Legal Township	19N
Legal Section	18
Legal Subdivision	BRUSH CRK MEADOW 1ST ADD
Legal Block	3
Legal Lot Number	21
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3009
Census Tract	10600

Owner

3223 E 2nd Ave is owned and occupied by two individuals who bought it in December 2006.

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3223 E 2ND AVE, STILLWATER, OK 74074-8318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 10, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2006 · Amount on File
Deed Sale	Dec 19, 2006 · Amount on File
Deed Document Number	200619101
Deed Book / Page	1681 / 858
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	3223 E 2ND AVE, STILLWATER, OK 74074-8318
Document Number	0025730203
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3223 E 2ND AVE STILLWATER OK 740748318, STILLWATER, OK 74074-8318

Mortgage

Document Number	0025730203
Date	Jul 1, 2020
Book Page	002573/000203
Instrument	6898

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2040

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	3223 E 2ND AVE, STILLWATER, OK 74074-8318
Document Number	0024260225
Book / Page	002426 / 000225
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3223 E 2ND AVE STILLWATER OK 740748318, STILLWATER, OK 74074-8318

Mortgage

Document Number	0024260225
Date	Nov 27, 2017
Book Page	002426/000225
Instrument	14276

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Nov 26, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3223 E 2nd Ave was $2,426 with a homeowner's exemption, up 2.7% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,708 (+6.09%) Land $3,449 Building $22,259	$225,510 Land $30,261 Building $195,249
2025	$2,426.00 (+2.71%) Homeowner's exemption	$24,232 (-) Land $2,612 Building $21,620
2024	$2,362.00 (+3.32%) Homeowner's exemption	$24,232 (+3%) Land $2,612 Building $21,620	$278,260 (+3.9%) Land $30,000 Building $248,260
2023	$2,286.00 (+3.39%) Homeowner's exemption	$23,526 (+3%) Land $2,635 Building $20,891	$267,820 (+14.84%) Land $30,000 Building $237,820
2022	$2,211.00 Homeowner's exemption	$22,841 Land $1,958 Building $20,883	$233,220 Land $20,000 Building $213,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3223 E 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3223 E 2nd Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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