3218 E 2nd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 3218 E 2nd Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1996
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$156,500 (Aug 2020)
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`19N03E-18-2-SB750-003-0018`

Property Details

APN / Parcel Number

Primary APN	`19N03E-18-2-SB750-003-0018`
Alternative APNs	`600024542` `24542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
1st Floor Area	1,263 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.185 acres)
Lot Dimensions	123 ft deep x 62.6 ft wide
Garage Type	Detached
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	40 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24542
Street Address	3218 E 2ND AVE
City	STILLWATER
State	OK
Zip	74074-8367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUSH CRK MEADOW 1ST ADD BLK 3 LOT 18
Legal Range	03E
Legal Township	19N
Legal Section	18
Legal Subdivision	BRUSH CRK MEADOW 1ST ADD
Legal Block	3
Legal Lot Number	18
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3009
Census Tract	10600

Owner

3218 E 2nd Ave is owned and occupied by an individual who bought it in August 2020.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3218 E 2ND AVE, STILLWATER, OK 74074-8367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO
Jun 4, 2018	Warranty Deed, Transfer OKLAHOMA CLOSING AND TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Dec 30, 2009 · Amount on File
Deed Document Number	20208616
Deed Book / Page	2580 / 278
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 10, 2020
Property Address	3218 E 2ND AVE, STILLWATER, OK 74074-8367
Document Number	0025800278
Book / Page	2580 / 278
Instrument Date	Jul 30, 2020
Instrument	2020-008616
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 E 2ND AVE, STILLWATER, OK 74074-8367

Mortgage

Document Number	2020008617
Date	Aug 10, 2020
Instrument	2020-008617

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 4, 2018
Property Address	3218 E 2ND AVE, STILLWATER, OK 74074-8367
Document Number	0024580413
Book / Page	002458 / 000413
Instrument Date	Jun 1, 2018
Instrument	7299
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$229.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3218 E 2ND AVE STILLWATER OK 740748367, STILLWATER, OK 74074-8367

Tax Assessment & Valuation

The 2025 property tax bill for 3218 E 2nd Ave was $1,965, up 4.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,370 (+10.25%) Land $3,804 Building $16,566	$178,690 Land $33,372 Building $145,318
2025	$1,965.00 (+4.58%)	$18,476 (-) Land $2,799 Building $15,677
2024	$1,879.00 (+5.21%)	$18,476 (+5%) Land $2,799 Building $15,677	$197,980 (+6.69%) Land $30,000 Building $167,980
2023	$1,786.00 (+5.24%)	$17,597 (+5%) Land $2,844 Building $14,753	$185,570 (+21.15%) Land $30,000 Building $155,570
2022	$1,697.00	$16,759 Land $2,188 Building $14,571	$153,180 Land $20,000 Building $133,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3218 E 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3218 E 2nd Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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