32226 Conchshell Sail St, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 32226 Conchshell Sail St, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,528 sqft · built 2023
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$541,990 (Jul 2023)
Tax Bill$10,642 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN23-25-20-0050-03900-0200

Property Details

APN / Parcel Number

Primary APN23-25-20-0050-03900-0200

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,528 sqft Living Area
Gross Area3,413 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Garage Area629 sqft
DrivewayDriveway
Driveway Area864 sqft
PorchFinished/Screened Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address32226 CONCHSHELL SAIL ST
CityWESLEY CHAPEL
StateFL
Zip33545-4957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionEPPERSON NORTH VILLAGE A-1 A-2 A-3 A-4A & A-5 PB 87 PG 133 BLOCK 39 LOT 20
Legal Block39
Legal Lot Number20
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1018
Census Tract32103

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address32226 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Oct 17, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2023 · Amount on Record
Deed SaleJul 24, 2023 · Amount on Record
Prior SaleOct 17, 2022 · Amount on Record
Deed Document Number2023131474
Deed Book / Page10857 / 681
Record UpdatedJun 8, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateJul 24, 2023
Property Address32226 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4957
Document Number0108570681
Book / Page10857 / 681
Map ReferenceMB 87 PG 133-145
Instrument DateJul 20, 2023
Instrument2023131474
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,794.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32226 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4957

Mortgage

Document Number0010857682
DateJul 24, 2023
Instrument10857/682
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateOct 17, 2022
Property Address32226 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4957
Document Number0107071412
Book / Page10707 / 1412
Map ReferenceMB 87 PG 133-145
Instrument DateOct 12, 2022
Instrument2022222811
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$6,048.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1333

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,642.00 (+167.05%) Homeowner's exemption$468,374 (+545.36%) Land $109,440 Building $358,934$468,374 (+545.36%) Land $109,440 Building $358,934
2023$3,985.00 (+775.82%)$72,576 (+15%) Land $72,576$72,576 (+15%) Land $72,576
2022$455.00$29,030$29,030 Land $29,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 288 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies288 in force
Nearby Flood Claims5 (2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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