32202 Conchshell Sail St, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 32202 Conchshell Sail St, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,828 sqft · built 2023
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$578,620 (Aug 2023)
Tax Bill$11,352 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN23-25-20-0050-03900-0180

Property Details

APN / Parcel Number

Primary APN23-25-20-0050-03900-0180

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,828 sqft Living Area
Gross Area3,709 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Garage Area622 sqft
DrivewayDriveway
Driveway Area859 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address32202 CONCHSHELL SAIL ST
CityWESLEY CHAPEL
StateFL
Zip33545-4957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionEPPERSON NORTH VILLAGE A-1 A-2 A-3 A-4A & A-5 PB 87 PG 133 BLOCK 39 LOT 18
Legal Block39
Legal Lot Number18
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1018
Census Tract32103

Owner

32202 Conchshell Sail St is owned and occupied by an individual who bought it in August 2023.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address32202 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4957
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Nov 18, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2023 · Amount on File
Deed SaleAug 2, 2023 · Amount on File
Prior SaleNov 18, 2022 · Amount on File
Deed Document Number2023137974
Deed Book / Page10863 / 76
Record UpdatedJun 8, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateAug 2, 2023
Property Address32202 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4957
Document Number0108630076
Book / Page10863 / 76
Map ReferenceMB 87 PG 133-145
Instrument DateJul 28, 2023
Instrument2023137974
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,050.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32202 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4957

Mortgage

Document Number0001086377
DateAug 2, 2023
Instrument10863/77
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateNov 18, 2022
Property Address32202 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4957
Document Number0107252260
Book / Page10725 / 2260
Map ReferenceMB 87 PG 133-145
Instrument DateNov 16, 2022
Instrument2022246216
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$6,552.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1333

Tax Assessment & Valuation

The 2025 property tax bill for 32202 Conchshell Sail St was $11,352 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,352.00 Homeowner's exemption$510,574 Land $109,440 Building $401,134$510,574 Land $109,440 Building $401,134
2023$3,985.00 (+775.82%)$72,576 (+15%) Land $72,576$72,576 (+15%) Land $72,576
2022$455.00$29,030$29,030 Land $29,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32202 Conchshell Sail St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 288 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies288 in force
Nearby Flood Claims5 (2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32202 Conchshell Sail St is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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