Indian River County property record for 3221 Ocean Dr, Vero Beach, FL 32963
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,408 sqft · built 1964 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Jul 2003) |
| Tax Bill | $8,250 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-32-00006-0040-00099.1 |
| Primary APN | 32-40-32-00006-0040-00099.1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,408 sqft Total Area |
| 1st Floor Area | 2,398 sqft |
| Flooring | Carpet |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,049 sqft (0.069 acres) |
| Lot Dimensions | 101 ft deep x 29 ft wide |
| Canopy | 241 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 58747 |
|---|---|
| Street Address | 3221 OCEAN DR |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1957 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C-1A |
| Legal Description | VERO BEACH ESTATES PBS 5-8 FROM THE POB AT THE SE COR OF LOT 99, BLK 4, VERO BEA CH ESTATES, RUN W ON THE S BDY LINE OF LOT |
| Legal Range | 40 |
| Legal Township | 32 |
| Legal Section | 32 |
| Legal Subdivision | VERO BEACH ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 1,99 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 50504 |
3221 Ocean Dr, a commercial property, is owned by two individuals who bought it in July 2003.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SEA GULL AVE, VERO BEACH, FL 32960-4279 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2003 · Amount on File |
| Deed Sale | Jul 18, 2003 · Amount on File |
| Prior Sale | Mar 12, 2001 · Amount on File |
| Deed Document Number | 0161502629 |
| Deed Book / Page | 01615 / 02629 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3221 Ocean Dr was $8,250.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,250.00 | $492,393 Land $98,566 Building $393,827 | $492,393 Land $98,566 Building $393,827 |
| 2023 | $7,986.00 (+0.97%) | $493,929 (-0.89%) Land $98,566 Building $395,363 | $493,929 (-0.89%) Land $98,566 Building $395,363 |
| 2022 | $7,909.00 | $498,371 Land $98,566 Building $399,805 | $498,371 Land $98,566 Building $399,805 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3221 Ocean Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3221 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: East Creek Networks, Hotwire Communications.
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