Indian River County property record for 3143 Ocean Dr, Vero Beach, FL 32963
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,622 sqft · built 1955 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $1,500,000 (Dec 2008) |
| Tax Bill | $8,171 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-32-00006-0030-00052.0 |
| Primary APN | 32-40-32-00006-0030-00052.0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,622 sqft Total Area |
| 1st Floor Area | 2,622 sqft |
| Flooring | Carpet |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 88 ft deep x 55 ft wide |
| Canopy | 346 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 58717 |
|---|---|
| Street Address | 3143 OCEAN DR |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1955 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C-1A |
| Legal Description | VERO BEACH ESTATES BLK 3 N 53 FT OF LOT 52 PBS 5-8 |
| Legal Range | 40 |
| Legal Township | 32 |
| Legal Section | 32 |
| Legal Subdivision | VERO BEACH ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 52 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 50504 |
The current owner of 3143 Ocean Dr bought it in December 2008.
Source: Indian River County records, as of March 2, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3149 OCEAN DR, VERO BEACH, FL 32963-1955 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit MARINE BANK & TRUST COMPANY |
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit MARINE BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2008 · Amount on File |
| Deed Sale | Dec 19, 2008 · Amount on File |
| Prior Sale | Jun 26, 1997 |
| Deed Document Number | 1964914 |
| Deed Book / Page | 2310 / 0315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3143 OCEAN DR, VERO BEACH, FL 32963-1955 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2130 AZALEA LN, VERO BEACH, FL 32963 |
| Document Number | 0036801414 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 3680/1414 |
| Instrument | 3120240008981 |
| Name | MARINE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | 571 BEACHLAND BLVD, VERO BEACH, FL 32963 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 3143 OCEAN DR, VERO BEACH, FL 32963-1955 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2130 AZALEA LN, VERO BEACH, FL 32963 |
| Document Number | 0036801197 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 3680/1197 |
| Instrument | 3120240008876 |
| Name | MARINE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | 571 BEACHLAND BLVD, VERO BEACH, FL 32963 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3143 Ocean Dr was $8,171.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,171.00 | $450,962 Land $182,325 Building $268,637 | $450,962 Land $182,325 Building $268,637 |
| 2023 | $8,456.00 (-1.32%) | $495,370 (-1.6%) Land $182,325 Building $313,045 | $495,370 (-1.6%) Land $182,325 Building $313,045 |
| 2022 | $8,569.00 | $503,411 Land $182,325 Building $321,086 | $503,411 Land $182,325 Building $321,086 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3143 Ocean Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3143 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures