3221 Florine St, Duluth, MN 55811 Property Records

St. Louis County property record for 3221 Florine St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,174 sqft · built 1966
Lot Size	0.323 acres (14,101 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2019)
Tax Bill	$4,986 (2026)
Deeds & Mortgages	May 2023 Transfer Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1585-00110`

Property Details

APN / Parcel Number

Primary APN	`010-1585-00110`
Alternative APNs	`1119226` `1134504`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,174 sqft Gross Area
1st Floor Area	1,174 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	14,101 sqft (0.323 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	96 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1134504
Street Address	3221 FLORINE ST
City	DULUTH
State	MN
Zip	55811-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 AND 11 SERIAL #
Legal Subdivision	FLOYDS DIV DULUTH
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4002
Census Tract	2300

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3221 FLORINE ST, DULUTH, MN 55811-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Intrafamily Transfer, Transfer
Oct 18, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jul 24, 2019	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	20191359221
Last Transfer Date	May 18, 2023
Transfer Doc	0001466809
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	May 19, 2023
Property Address	3221 FLORINE ST, DULUTH, MN 55811-2828
Document Number	0001466808
Instrument Date	May 18, 2023
Instrument	1466808
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 FLORINE ST, DULUTH, MN 55811-2828

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 18, 2021
Property Address	3221 FLORINE ST, DULUTH, MN 55811-2828
Document Number	0001427584
Instrument Date	Oct 7, 2021
Instrument	1427584
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3221 FLORINE ST, DULUTH, MN 55811-2828

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3221 FLORINE ST, DULUTH, MN 55811-2828
Document Number	00A1365780
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3221 FLORINE ST DULUTH MN 558112828, DULUTH, MN 55811-2828

Mortgage

Document Number	00A1365780
Date	Oct 21, 2019
Instrument	A1365780

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 GARFIELD AVE, DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 24, 2019
Property Address	3221 FLORINE ST, DULUTH, MN 55811-2828
Document Number	00A1359221
Instrument Date	Jul 17, 2019
Instrument	A1359221
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3221 FLORINE ST DULUTH MN 558112828, DULUTH, MN 55811-2828

Mortgage

Document Number	A1359222
Date	Jul 24, 2019
Instrument	A1359222

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,986.00 (+7.83%) Homeowner's exemption
2025	$4,624.00 (+3.58%) Homeowner's exemption	$394,900 (+12.73%) Land $44,400 Building $350,500	$394,900 (+12.73%) Land $44,400 Building $350,500
2024	$4,464.00	$350,300 (+7.03%) Land $55,100 Building $295,200	$350,300 (+7.03%) Land $55,100 Building $295,200
2022		$327,300 Land $72,000 Building $255,300	$327,300 Land $72,000 Building $255,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Mediacom Xtream.

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