3219 Florine St, Duluth, MN 55811 Property Records

St. Louis County property record for 3219 Florine St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 988 sqft · built 1960
Lot Size	0.323 acres (14,101 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Aug 2021)
Tax Bill	$4,208 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1585-00100`

Property Details

APN / Parcel Number

Primary APN	`010-1585-00100`
Alternative APN	`1114619`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	988 sqft Gross Area
1st Floor Area	988 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	14,101 sqft (0.323 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	28 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1114619
Street Address	3219 FLORINE ST
City	DULUTH
State	MN
Zip	55811-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 AND 10 SERIAL #
Legal Subdivision	FLOYDS DIVISION OF DULUTH
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4002
Census Tract	2300

Owner

3219 Florine St is owned and occupied by an individual who bought it in August 2021.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3219 FLORINE ST, DULUTH, MN 55811-2828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG
Mar 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Aug 9, 2021 · Amount on File
Deed Document Number	20211421260
Prior Transfer Date	May 26, 2005
Prior Transfer Doc	0000985656
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 9, 2021
Property Address	3219 FLORINE ST, DULUTH, MN 55811-2828
Document Number	0001421260
Instrument Date	Aug 2, 2021
Instrument	1421260
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3219 FLORINE ST, DULUTH, MN 55811-2828
Investor	Possibly a Property Investor

Mortgage

Document Number	0001421261
Date	Aug 9, 2021
Instrument	1421261

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3219 FLORINE ST, DULUTH, MN 55811-2828
Document Number	00A1388720
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NORTH SHORE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 FLORINE ST DULUTH MN 558112828, DULUTH, MN 55811-2828

Mortgage

Document Number	00A1388720
Date	Aug 25, 2020
Instrument	A1388720

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3219 FLORINE ST, DULUTH, MN 55811-2828
Document Number	00A1351926
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 FLORINE ST DULUTH MN 558112828, DULUTH, MN 55811-2828

Mortgage

Document Number	00A1351926
Date	Mar 21, 2019
Instrument	A1351926

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3219 Florine St was $4,208 with a homeowner's exemption, up 7.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,208.00 (+7.79%) Homeowner's exemption
2025	$3,904.00 (+2.52%) Homeowner's exemption	$329,500 (+9.29%) Land $44,400 Building $285,100	$329,500 (+9.29%) Land $44,400 Building $285,100
2024	$3,808.00	$301,500 Land $55,100 Building $246,400	$301,500 Land $55,100 Building $246,400
2022		$276,000 Land $62,900 Building $213,100	$276,000 Land $62,900 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3219 Florine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3219 Florine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Mediacom Xtream.

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