3221 E Harding Ave, Mead, WA 99021 Property Records

Spokane County property record for 3221 E Harding Ave, Mead, WA 99021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,790 sqft · built 2024
Lot Size	0.181 acres (7,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,996 (Jul 2024)
Tax Bill	$4,441 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36102.1501`

Property Details

APN / Parcel Number

Primary APN	`36102.1501`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,790 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,892 sqft (0.181 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	25 sqft
Canopy	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3221 E HARDING AVE
City	MEAD
State	WA
Zip	99021-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-26-43: SPRING AIR ESTATES LOT 1 BLOCK 4 (AFN 7219657)
Legal Subdivision	SPRING AIR ESTATES
Legal Block	4
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1013
Census Tract	11202

Owner

Source: Spokane County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3221 E HARDING AVE, MEAD, WA 99021-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 5, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	20247358929
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Apr 15, 2026
Property Address	3221 E HARDING AVE, MEAD, WA 99021-4008
Document Number	0007482241
Instrument Date	Apr 10, 2026
Instrument	20267482241
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 E HARDING AVE, MEAD, WA 99021-4008

Mortgage

Document Number	0007482241,
Date	Apr 15, 2026
Instrument	20267482241

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	11.1%
Max Rate	-1%

July 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 5, 2024
Property Address	3221 E HARDING AVE, MEAD, WA 99021-4008
Document Number	0007358929
Map Reference	VOL 43 PG 96-97
Instrument Date	Jun 24, 2024
Instrument	7358929
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,124.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 E HARDING AVE, MEAD, WA 99021-4008

Mortgage

Document Number	0007358930
Date	Jul 5, 2024
Instrument	7358930

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,441.00 (+0.7%)	$424,700 (-2.08%) Land $87,000 Building $337,700	$424,700 (-2.08%) Land $87,000 Building $337,700
2025	$4,410.00 (+803.69%)	$433,700 (+734.04%) Land $85,000 Building $348,700	$433,700 (+734.04%) Land $85,000 Building $348,700
2024		$52,000 Land $52,000	$52,000 Land $52,000
2023	$488.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 4 serves 6,233 people · EPA ID WA5393354
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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