3106 E Harding Ave, Mead, WA 99021 Property Records

Spokane County property record for 3106 E Harding Ave, Mead, WA 99021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,045 sqft · built 2024
Lot Size	0.181 acres (7,903 sqft)
Owner	2 Individual Names on File
Last Sale	$458,996 (Sep 2024)
Tax Bill	$4,277 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`36102.1407`

Property Details

APN / Parcel Number

Primary APN	`36102.1407`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,045 sqft Living Area
Gross Area	2,505 sqft
1st Floor Area	858 sqft
2nd Floor Area	1,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,903 sqft (0.181 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft
Canopy	55 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3106 E HARDING AVE
City	MEAD
State	WA
Zip	99021-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-26-43: SPRING AIR ESTATES LOT 7 BLOCK 3 (AFN 7219657)
Legal Subdivision	SPRING AIR ESTATES
Legal Block	3
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1013
Census Tract	11202

Owner

3106 E Harding Ave is owned and occupied by two individuals who bought it in September 2024.

Source: Spokane County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3106 E HARDING AVE, MEAD, WA 99021-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Feb 14, 2024	Warranty Deed, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2024 · Amount on File
Deed Sale	Sep 23, 2024 · Amount on File
Prior Sale	Feb 14, 2024 · Amount on File
Deed Document Number	20247373952
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 23, 2024
Property Address	3106 E HARDING AVE, MEAD, WA 99021-4001
Document Number	0007373952
Map Reference	VOL 43 PG 96&97
Instrument Date	Sep 18, 2024
Instrument	7373952
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,348.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 E HARDING AVE, MEAD, WA 99021-4001

Mortgage

Document Number	0007373953
Date	Sep 23, 2024
Instrument	7373953

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 14, 2024
Property Address	3106 E HARDING AVE, MEAD, WA 99021-4001
Document Number	0007333333
Map Reference	VOL 43 PG 96&97
Instrument Date	Feb 9, 2024
Instrument	7333333
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$19,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 N ARGONNE RD STE 200, 200, SPOKANE VALLEY, WA 99212-6011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3106 E Harding Ave was $4,277, up 0.2% from the year before.

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,277.00 (+0.21%)	$427,500 (+10.04%) Land $87,000 Building $340,500	$427,500 (+10.04%) Land $87,000 Building $340,500
2025	$4,268.00	$388,500 (+647.12%) Land $85,000 Building $303,500	$388,500 (+647.12%) Land $85,000 Building $303,500
2024		$52,000 Land $52,000	$52,000 Land $52,000
2023	$488.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3106 E Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 E Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 4 serves 6,233 people · EPA ID WA5393354
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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