St. Clair County property record for 3207 Pointe Tremble Rd, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,246 sqft |
| Lot Size | 0.761 acres (33,149 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,112 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-442-0162-000 |
| Primary APN | 74-14-442-0162-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,246 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Lot Area | 33,149 sqft (0.761 acres) |
|---|---|
| Lot Depth | 360 ft Depth |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3207 POINTE TREMBLE RD |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 362 SUP ROY T GILBERTS PLAT NO 2 FRAC SECS 8, 9 & 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 08 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 2-CLAY |
| Legal Lot Number | 362 |
| Legal Unit | 362 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 646000 |
Source: St. Clair County records · APN 74-14-442-0162-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3207 POINTE TREMBLE RD, ALGONAC, MI 48001-4641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 24, 2025 | Intrafamily Transfer, Transfer |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0005864298 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 24, 2025 |
| Property Address | 3207 POINTE TREMBLE RD, ALGONAC, MI 48001-4641 |
| Document Number | 0005864298 |
| Book / Page | 5864 / 298 |
| Map Reference | LB 48 PG 32 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025020371 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3207 POINTE TREMBLE RD, ALGONAC, MI 48001-4641 |
| Name | Verified Name |
|---|---|
| Address | 3207 POINTE TREMBLE RD, ALGONAC, MI 48001-4641 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3207 POINTE TREMBLE RD, ALGONAC, MI 48001-4641 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | EXPRESS TITLE, EXPRESS TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3207 POINTE TREMBLE RD, ALGONAC, MI 48001-4641 |
| Document Number | 5352431 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 5352/431 |
| Instrument | 2021011866 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,112.00 (-40.47%) Homeowner's exemption | $235,100 (+13.47%) | |
| 2024 | $6,908.00 (+8.91%) | $470,200 (+13.47%) | |
| 2023 | $207,200 | ||
| 2022 | $6,343.00 | $414,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476460003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 195 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF ALGONAC serves 4,110 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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