3220 Lupine Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3220 Lupine Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,260 sqft · built 1990
Lot Size	0.149 acres (6,507 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027.036.03002088`

Property Details

APN / Parcel Number

Primary APN	`027.036.03002088`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	6,507 sqft (0.149 acres)
Lot Dimensions	108 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Frame Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3220 LUPINE DR
City	ARNOLD
State	MO
Zip	63010-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SHELLEY MANOR 2 LOT 110
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	SHELLEY MANOR 2
Legal Block	2
Legal Lot Number	110
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2006
Census Tract	700116

Owner

3220 Lupine Dr is owned and occupied by two individuals.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3220 LUPINE DR, ARNOLD, MO 63010-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 11, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3220 LUPINE DR, ARNOLD, MO 63010-5807
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020496
Date	Jun 21, 2022
Instrument	2022R-020496

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3220 LUPINE DR, ARNOLD, MO 63010-5807
Document Number	0000039211
Instrument Date	Oct 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3220 LUPINE DR ARNOLD MO 630105807, ARNOLD, MO 63010-5807

Mortgage

Document Number	0000039211
Date	Oct 19, 2020
Instrument	39211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 18, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3220 Lupine Dr was $1,852.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,800 (-) Land $3,100 Building $23,700	$140,900 Land $16,100 Building $124,800
2025	$1,852.00	$26,800 Land $3,100 Building $23,700
2024			$140,900 (+9.14%) Land $16,100 Building $124,800
2023	$1,745.00	$24,600 Land $3,100 Building $21,500	$129,100 Land $16,100 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3220 Lupine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3220 Lupine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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