3209 Lupine Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3209 Lupine Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,260 sqft · built 1989
Lot Size	0.158 acres (6,869 sqft)
Owner	2 Individual Names on File
Last Sale	$347,462 (Mar 2024)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.03002079`

Property Details

APN / Parcel Number

Primary APN	`027.036.03002079`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	6,869 sqft (0.158 acres)
Lot Dimensions	107 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Frame Porch
Porch Area	68 sqft
Patio Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3209 LUPINE DR
City	ARNOLD
State	MO
Zip	63010-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SHELLEY MANOR 2 LOT 195
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	SHELLEY MANOR 2
Legal Block	2
Legal Lot Number	195
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2003
Census Tract	700116

Owner

3209 Lupine Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3209 LUPINE DR, ARNOLD, MO 63010-5804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 25, 2024	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Jul 19, 2023	Trustee's Deed, Foreclosure TITLE PARTNERS AGENCY LLC, TITLE PARNTERS AGENCY LLC
Jun 19, 2017	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Feb 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Jan 25, 2024
Deed Document Number	20247338
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0000004426
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 28, 2024
Property Address	3209 LUPINE DR, ARNOLD, MO 63010-5804
Document Number	0000007338
Map Reference	MB 93 PG 25&26
Instrument Date	Mar 25, 2024
Instrument	2024R-007338
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3103 WINTERS HL, IMPERIAL, MO 63052-1844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 LUPINE DR, ARNOLD, MO 63010

Mortgage

Document Number	0000007339
Date	Mar 28, 2024
Instrument	2024R-007339

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 25, 2024
Property Address	3209 LUPINE DR, ARNOLD, MO 63010-5804
Document Number	0000001709
Map Reference	MB 93 PG 25&26
Instrument Date	Jan 22, 2024
Instrument	2024R-001709
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13820 WELLINGTON MANOR CT, CHESTERFIELD, MO 63017-8344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 WINTERS HL, IMPERIAL, MO 63052-1844

July 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 19, 2023
Property Address	3209 LUPINE DR, ARNOLD, MO 63010-5804
Document Number	0000017526
Map Reference	MB 93 PG 25
Instrument Date	Jun 20, 2023
Instrument	2023R-017526
Transaction Type	Foreclosure
Record Updated	Feb 7, 2024
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARNTERS AGENCY LLC

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3209 LUPINE DR, ARNOLD, MO 63010-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11853, SAINT LOUIS, MO 63105-0653
Investor	Possibly a Property Investor

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	3209 LUPINE DR, ARNOLD, MO 63010-5804
Document Number	0000022387
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 LUPINE DR ARNOLD MO 630105804, ARNOLD, MO 63010-5804

Mortgage

Document Number	0000022387
Date	Jul 21, 2017
Instrument	22387

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 10, 2017
Property Address	3209 LUPINE DR, ARNOLD, MO 63010-5804
Document Number	0000004426
Instrument Date	Feb 3, 2017
Instrument	4426
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 LUPINE DR ARNOLD MO 630105804, ARNOLD, MO 63010-5804

Tax Assessment & Valuation

The 2025 property tax bill for 3209 Lupine Dr was $1,838.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,600 (-) Land $3,100 Building $23,500	$139,600 Land $16,100 Building $123,500
2025	$1,838.00	$26,600 Land $3,100 Building $23,500
2024			$139,600 (+8.72%) Land $16,100 Building $123,500
2023	$1,731.00 (+0.12%)	$24,400 (-) Land $3,100 Building $21,300	$128,400 Land $16,100 Building $112,300
2022	$1,729.00	$24,400 Land $3,100 Building $21,300
2021			$128,400 Land $16,100 Building $112,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3209 Lupine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3209 Lupine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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