State of Hawaii and Honolulu County property record for 3220 Lower Rd, Honolulu, HI 96822
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 5,545 sqft · built 2008 |
| Lot Size | 0.303 acres (13,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $785,000 (Mar 2005) |
| Tax Bill | $8,964 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-2-9-038-036 |
| Primary APN | 1-2-9-038-036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 5,545 sqft Living Area |
| Gross Area | 6,197 sqft |
| 1st Floor Area | 4,999 sqft |
| 2nd Floor Area | 546 sqft |
| Family Room | Family Room |
| Interior Walls | Wood |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 13,197 sqft (0.303 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 846 sqft |
| Cooling System | Central |
|---|
| Street Address | 3220 LOWER RD |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96822-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/03/00 |
| Legal Description | LOT 119 MAP 67 LCAPP 211 13,197 SF SUBJ/E FOR SANITARY SEWER MAP 175 |
| Legal Subdivision | MAP 67 |
| Legal Lot Number | 119 |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3104 |
3220 Lower Rd is owned by a company that acquired it in May 2014 and is owner-occupied.
Source: State of Hawaii and Honolulu County records, as of June 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3220 LOWER RD, HONOLULU, HI 96822-1457 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2005 · Amount on File |
| Deed Sale | Mar 23, 2005 · Amount on File |
| Deed Document Number | 20053244506 |
| Last Transfer Date | May 13, 2014 |
| Transfer Doc | 00T8908270 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3220 Lower Rd was $8,964 with a homeowner's exemption.
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,964.00 Homeowner's exemption | $2,712,900 (+1.18%) Land $1,607,600 Building $1,105,300 | $2,712,900 (+1.18%) Land $1,607,600 Building $1,105,300 |
| 2025 | $8,964.00 (-8.97%) Homeowner's exemption | $2,681,300 (-8.6%) Land $1,607,600 Building $1,073,700 | $2,681,300 (-8.6%) Land $1,607,600 Building $1,073,700 |
| 2024 | $9,847.00 (+10.17%) | $2,933,500 (+10.54%) Land $1,619,000 Building $1,314,500 | $2,933,500 (+10.54%) Land $1,619,000 Building $1,314,500 |
| 2023 | $8,938.00 (+30.16%) | $2,653,800 Land $1,550,100 Building $1,103,700 | $2,653,800 Land $1,550,100 Building $1,103,700 |
| 2022 | $6,867.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3220 Lower Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2004–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2026 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3220 Lower Rd is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 49% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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