3210 Lower Rd, Apt A, Honolulu, HI 96822 Property Records

State of Hawaii and Honolulu County property record for 3210 Lower Rd, Apt A, Honolulu, HI 96822

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 3,073 sqft · built 1962
Lot Size0.23 acres (10,004 sqft)
OwnerCompany Name on Record
Last Sale$415,000 (May 1999)
Tax Bill$6,643 (2026)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1-2-9-038-070

Property Details

APN / Parcel Number

Primary APN1-2-9-038-070
Alternative APNs
  • 1-2-9-038-070-0000
  • 290380700000

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area3,073 sqft Living Area
Gross Area3,223 sqft
1st Floor Area3,073 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialBuilt-Up Asphalt
Lot Area10,004 sqft (0.23 acres)
Garage TypeCarport
Garage Area430 sqft
CarportCarport
Carport Area430 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3210 LOWER RD, A
CityHONOLULU
StateHI
Zip96822-6401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU/03/00
Legal Subdivision72
Legal Lot Number48-E
JurisdictionHONOLULU HI
Township / Civil DivisionHONOLULU
Census Block Group1
Census Block1004
Census Tract3104

Owner

Source: State of Hawaii and Honolulu County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3210 LOWER RD, A, HONOLULU, HI 96822-6401
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 1999 · Amount on Record
Deed SaleMay 21, 1999 · Amount on Record
Prior SaleApr 15, 1994 · Amount on Record
Deed Document Number19992545763
Prior Transfer DateSep 28, 1994
Prior Transfer Doc0002204513
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHONOLULU HI
Property Address3210 LOWER RD APT A, A, HONOLULU, HI 96822-6401
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFHTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T11267048
DateNov 6, 2020
InstrumentT-11267048
Lender
NameHAWAII STATE FCU
TypeCredit Union
AddressHONOLULU, HI 96813
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHonolulu County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,643.00 Homeowner's exemption$1,963,900 (-0.03%) Land $1,372,300 Building $591,600$1,963,900 (-0.03%) Land $1,372,300 Building $591,600
2025$6,643.00 (+11.85%)
2024$1,964,500 (+6.93%) Land $1,382,100 Building $582,400$1,964,500 (+6.93%) Land $1,382,100 Building $582,400
2023$5,939.00 (+14.28%)$1,837,100 Land $1,323,300 Building $513,800$1,837,100 Land $1,323,300 Building $513,800
2022$5,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2004–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2026 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 49% of Hawaii
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHNL-WINDWARD-PEARL HARBOR
serves 631,389 people · EPA ID HI0000331
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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