3220 Lacrosse Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 3220 Lacrosse Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,731 sqft · built 2004
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Oct 2020)
Tax Bill	$8,339 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-176622`

Property Details

APN / Parcel Number

Primary APN	`03-176622`
Alternative APNs	`3176622` `176622`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,731 sqft Total Area
Basement Area	1,637 sqft
Finished Basement	1,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)
Garage Type	Built-in
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	176622
Street Address	3220 LACROSSE CT
City	DUNKIRK
State	MD
Zip	20754-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 95 LYONS CREEK OVERLOOK
Legal Subdivision	LYONS CREEK
Legal Lot Number	95
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3220 LACROSSE CT, DUNKIRK, MD 20754-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 13, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Jun 24, 2004 · Amount on Record
Deed Book / Page	5727 / 283
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3220 LACROSSE CT, DUNKIRK, MD 20754-2928
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 LACROSSE CT, DUNKIRK, MD 20754-2928

Mortgage

Document Number	0065110240
Date	Dec 5, 2023
Book Page	6511/240

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 13, 2020
Property Address	3220 LACROSSE CT, DUNKIRK, MD 20754-2928
Document Number	0057270283
Book / Page	5727 / 283
Map Reference	MB KPS 1 PL 277
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	251 ADMIRAL COCHRANE DR APT 1005, 1005, ANNAPOLIS, MD 21401-7586

Mortgage

Document Number	5727290
Date	Oct 13, 2020
Instrument	5727/290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,200 (+21.43%)	$803,000 (+6.74%) Land $200,700 Building $602,300
2025	$8,339.00 (+27.12%)
2023	$6,560.00 Homeowner's exemption	$633,433	$752,300 Land $200,700 Building $551,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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