3200 Lacrosse Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 3200 Lacrosse Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,883 sqft · built 2005
Lot Size	0.83 acres (36,154 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jul 2015)
Tax Bill	$8,605 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-176606`

Property Details

APN / Parcel Number

Primary APN	`03-176606`
Alternative APNs	`3176606` `176606`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,883 sqft Total Area
Basement Area	1,836 sqft
Finished Basement	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	36,154 sqft (0.83 acres)
Garage Type	Built-in
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	176606
Street Address	3200 LACROSSE CT
City	DUNKIRK
State	MD
Zip	20754-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 93 LYONS CREEK OVERLOOK
Legal Subdivision	LYONS CREEK
Legal Lot Number	93
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3200 LACROSSE CT, DUNKIRK, MD 20754-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on Record
Deed Sale	Jul 30, 2015 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Book / Page	4610 / 313
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3200 LACROSSE CT, DUNKIRK, MD 20754-2928
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 LACROSSE CT, DUNKIRK, MD 20754-2928

Mortgage

Document Number	0065260379
Date	Jan 24, 2024
Book Page	6526/379

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3200 LACROSSE CT, DUNKIRK, MD 20754-2928
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 LACROSSE CT, DUNKIRK, MD 20754-2928

Mortgage

Document Number	0060750386
Date	Sep 9, 2021
Book Page	6075/386

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3200 LACROSSE CT, DUNKIRK, MD 20754-2928
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 LACROSSE CT, DUNKIRK, MD 20754-2928

Mortgage

Document Number	0063220425
Date	Aug 3, 2022
Book Page	6322/425

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	177 Months
Due	May 26, 2037

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$794,933 (+14.91%)	$831,000 (+6.96%) Land $189,400 Building $641,600
2025	$8,605.00 (+19.73%)
2023	$7,187.00	$691,767	$776,900 Land $189,400 Building $587,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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