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3220 Dolphin Dr, Sebring, FL 33870 Property Records

Highlands County property record for 3220 Dolphin Dr, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,185 sqft · built 1976
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Jul 2018)
Tax Bill$2,063 (2024)
Deeds & MortgagesNov 2023 Line of Credit
Mar 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC104802000005580

Property Details

APN / Parcel Number

Primary APNC104802000005580
Alternative APN
  • C-10-34-28-020-0000-5580

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,185 sqft Living Area
1st Floor Area1,180 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1988
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
Carport Area350 sqft
DrivewayDriveway
Driveway Area451 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area306 sqft
Deck Area64 sqft
Patio Area36 sqft
FenceFence
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC104802000005580
Street Address3220 DOLPHIN DR
CitySEBRING
StateFL
Zip33870-1008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING RIDGE SEC B PB 7-PG 46 LOT 558
Legal Range28E
Legal Township34S
Legal Section10
Legal SubdivisionSEBRING RIDGE SEC B
Legal BlockPB
Legal Lot Number558
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group1
Census Block1032
Census Tract960105

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3220 DOLPHIN DR, SEBRING, FL 33870-1008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 22, 2019Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Feb 1, 2020Loan Modification, Mortgage · FHA Mortgage
US BK
Jan 29, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jul 18, 2018Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA
Dec 28, 2017Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2018 · Amount on Record
Deed SaleJul 18, 2018 · Amount on Record
Prior SaleDec 28, 2017 · Amount on Record
Deed Document Number1904411
Deed Book / Page2646 / 0901
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3220 DOLPHIN DR, SEBRING, FL 33870-1008
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 DOLPHIN DR, SEBRING, FL 33870-1008

Mortgage

Document Number0002176468
DateNov 6, 2023
Book Page3007/1971
Instrument2176468
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3220 DOLPHIN DR, SEBRING, FL 33870-1008
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001933365
DateMar 22, 2019
Book Page2683/1190
Instrument1933365
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueAug 1, 2048

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address3220 DOLPHIN DR, SEBRING, FL 33870-1008
Document Number0001974458
Instrument DateFeb 1, 2020
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 DOLPHIN DR SEBRING FL 338701008, SEBRING, FL 33870-1008

Mortgage

Document Number0001974458
DateFeb 6, 2020
Book Page002737/000458
Instrument1974458
Lender
NameUS BK
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2050
Interest
Rate3.75%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3220 DOLPHIN DR, SEBRING, FL 33870-1008
Document Number0001974459
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 DOLPHIN DR SEBRING FL 338701008, SEBRING, FL 33870-1008

Mortgage

Document Number0001974459
DateFeb 6, 2020
Book Page002737/000469
Instrument1974459
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 18, 2018
Property Address3220 DOLPHIN DR, SEBRING, FL 33870-1008
Document Number0001904411
Book / Page2646 / 0901
Map ReferenceMB7 PG46
Instrument DateJul 7, 2018
Instrument1904411
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1120 FOREST RD, 1120, SEBRING, FL 33872-2942

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 DOLPHIN DR, SEBRING, FL 33870-1008

Mortgage

Document Number0001904412
DateJul 18, 2018
Instrument1904412
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

December 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionHIGHLANDS FL
Recording DateDec 28, 2017
Property Address3220 DOLPHIN DR, SEBRING, FL 33870-1008
Document Number0001878161
Book / Page002613 / 001388
Instrument DateDec 13, 2017
Instrument1878161
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$364.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11 20 FOREST RD SEBRING FL 33872, SEBRING, FL 33872

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$157,128 (+18.02%) Land $12,000 Building $145,128$157,128 (+18.02%) Land $12,000 Building $145,128
2024$2,063.00 (+6.61%)
2023$1,935.00 (+4.14%)$133,135 (+3.57%) Land $10,500 Building $122,635$133,135 (+3.57%) Land $10,500 Building $122,635
2022$1,858.00$128,552 Land $8,000 Building $120,552$128,552 Land $8,000 Building $120,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AVON PARK
serves 19,361 people · EPA ID FL6280049
Water SourceGroundwater
Last State InspectionMay 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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