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3205 Dolphin Dr, Sebring, FL 33870 Property Records

Highlands County property record for 3205 Dolphin Dr, Sebring, FL 33870 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,670 sqft · built 1981
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$129,000 (Aug 2020)
Tax Bill$1,564 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC104801000005370

Property Details

APN / Parcel Number

Primary APNC104801000005370
Alternative APN
  • C-10-34-28-010-0000-5370

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,670 sqft Living Area
1st Floor Area1,390 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1993
Exterior MaterialConcrete
Construction TypeConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeCarport
Garage Area198 sqft
CarportCarport
Carport Area198 sqft
DrivewayConcrete Driveway
Driveway Area330 sqft

Exterior Amenities

PorchFlorida Room
Porch Area280 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3205 DOLPHIN DR
CitySEBRING
StateFL
Zip33870-1058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEBRING RIDGE SEC A PB 7-PG 45 LOT 537
Legal Range28E
Legal Township34S
Legal Section10
Legal SubdivisionSEBRING RIDGE SEC A
Legal Lot Number537
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group1
Census Block1033
Census Tract960105

Owner

Source: Highlands County records · APN C104801000005370

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3205 DOLPHIN DR, SEBRING, FL 33870-1058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Aug 03, 2020Warranty Deed, Transfer · FHA Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2020 · Amount on Record
Deed SaleAug 03, 2020 · Amount on Record
Prior SaleAug 03, 2020 · Amount on Record
Deed Document Number20202765916
Deed Book / Page2765 / 916
Prior Transfer DateJan 26, 2015
Prior Transfer Doc0001762334
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3205 DOLPHIN DR, SEBRING, FL 33870-1058
Transaction TypeMortgage
Record UpdatedFeb 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 DOLPHIN DR, SEBRING, FL 33870-1058

Mortgage

Document Number0002133796
DateJan 25, 2023
Book Page2953/1332
Instrument2133796
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 03, 2020
Property Address3205 DOLPHIN DR, SEBRING, FL 33870-1058
Document Number0001993585
Book / Page2765 / 916
Map ReferenceMB 7 PG 45
Instrument DateJul 31, 2020
Instrument1993585
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$903.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3418 DOLPHIN DR, 3418, SEBRING, FL 33870-1059

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 DOLPHIN DR, SEBRING, FL 33870-1058

Mortgage

Document Number0002765918
DateAug 03, 2020
Instrument2765/918
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,564.00 (+3.23%) Homeowner's exemption$130,480 (+5.99%)$187,495 (+19.04%) Land $12,000 Building $175,495
2024$1,515.00 (+3.27%)
2023$1,467.00 (+2.3%) Homeowner's exemption$123,110 (+3%)$157,510 (+3.37%) Land $10,500 Building $147,010
2022$1,434.00 Homeowner's exemption$119,524$152,368 Land $8,000 Building $144,368

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559601051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
2 of 6 on primary residences

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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