3220 Cherokee Ave, Merced, CA 95340 Property Records

Merced County property record for 3220 Cherokee Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,706 sqft · built 1965
Lot Size	0.15 acres (6,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,500 (Jul 2018)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-093-011-000`

Property Details

APN / Parcel Number

Primary APN	`006-093-011-000`
Alternative APN	`006-093-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,544 sqft (0.15 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	15 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-093-011
Street Address	3220 CHEROKEE AVE
City	MERCED
State	CA
Zip	95340-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	EL CAP HTS #6 LOT 102
Legal Subdivision	EL CAP HEIGHTS 06
Legal Lot Number	102
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3000
Census Tract	1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3220 CHEROKEE AVE, MERCED, CA 95340-1521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 17, 2018	Affidavit of Death, Transfer TRANSCOUNTY TITLE COMPANY
Jul 17, 2018	Grant Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	201821420
Prior Transfer Date	Mar 13, 1997
Prior Transfer Doc	0000014762
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3220 CHEROKEE AVE, MERCED, CA 95340-1521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 CHEROKEE AVE, MERCED, CA 95340-1521

Mortgage

Document Number	0000027871
Date	Aug 14, 2020
Instrument	2020027871

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jul 17, 2018
Property Address	3220 CHEROKEE AVE, MERCED, CA 95340-1521
Document Number	0000021419
Instrument Date	Jun 11, 2018
Instrument	21419
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3069 SUMMIT LN ATWATER CA 953012240, ATWATER, CA 95301-2240

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 17, 2018
Property Address	3220 CHEROKEE AVE, MERCED, CA 95340-1521
Document Number	0000021420
Instrument Date	Jun 6, 2018
Instrument	21420
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3220 CHEROKEE AVE MERCED CA 953401521, MERCED, CA 95340-1521

Mortgage

Document Number	21421
Date	Jul 17, 2018
Instrument	21421

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Mortgage

Document Number	21422,
Date	Jul 17, 2018
Instrument	21422

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$285,019 (+2%) Land $73,955 Building $211,064
2025	$3,031.00 (+7.37%) Homeowner's exemption	$279,431 (+4.04%) Land $72,505 Building $206,926
2023	$2,823.00 (+1.4%) Homeowner's exemption	$268,583 Land $69,691 Building $198,892
2022	$2,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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