3174 Cherokee Ave, Merced, CA 95340 Property Records

Merced County property record for 3174 Cherokee Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1964
Lot Size	0.163 acres (7,131 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2025)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-114-004-000`

Property Details

APN / Parcel Number

Primary APN	`006-114-004-000`
Alternative APN	`006114004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	1,411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1968
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	7,131 sqft (0.163 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	68 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006114004
Street Address	3174 CHEROKEE AVE
City	MERCED
State	CA
Zip	95340-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL CAP HTS #5 LOT 56
Legal Subdivision	EL CAP HEIGHTS 05
Legal Lot Number	56
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3011
Census Tract	1101

Owner

Source: Merced County records, as of September 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3174 CHEROKEE AVE, MERCED, CA 95340-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Nov 19, 2021	Affidavit of Death of Joint Tenant, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Nov 19, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	2025023140
Record Updated	Jun 8, 2026

August 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 28, 2025
Property Address	3174 CHEROKEE AVE, MERCED, CA 95340-1519
Document Number	0000023140
Map Reference	VOL 16 PG 21
Instrument Date	Aug 22, 2025
Instrument	2025023140
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 CHEROKEE AVE, MERCED, CA 95340-1519

Mortgage

Document Number	0000023141
Date	Aug 28, 2025
Instrument	2025023141

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Nov 19, 2021
Property Address	3174 CHEROKEE AVE, MERCED, CA 95340-1519
Document Number	0000051778
Map Reference	VOL 16 PG 21
Instrument Date	Oct 29, 2021
Instrument	2021051778
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 19, 2021
Property Address	3174 CHEROKEE AVE, MERCED, CA 95340-1519
Document Number	0000051779
Map Reference	MB 16 MAP 21
Instrument Date	Oct 29, 2021
Instrument	2021051779
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3174 CHEROKEE AVE, MERCED, CA 95340-1519

Mortgage

Document Number	0000051780
Date	Nov 19, 2021
Instrument	2021051780

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,939.00 (+7.24%)	$354,442 (+4.04%) Land $90,202 Building $264,240
2023	$3,673.00 (+1.35%)	$340,680 Land $86,700 Building $253,980
2022	$3,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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